Unum Group
Research Unum Group (UNM) on Bullrun: valuation model: 25.6% overvalued, market cap USD 14.20B, P/E 20.9, dividend yield 2.0%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerUNM
- ExchangeNYSE
- CountryUnited States
- SectorFinancial Services
- IndustryInsurance-Life
- CurrencyUSD
- Valuation signal25.6% overvalued
- Market capUSD 14.20B
- P/E20.9
- Dividend yield2.0%
- Financial periodQ2 2026
- RevenueUSD 3.35B
- Net incomeUSD 256.90M
- Free cash flowUSD 474.30M
Valuation Snapshot
Bullrun's latest valuation model marks Unum Group as 25.6% overvalued; latest market cap is USD 14.20B; P/E is 20.9; dividend yield is 2.0%.
Peer valuation comparison
Latest P/E is 20.93x versus a Financial Services sector median of 13.84x (51.3% above).
Latest dividend yield is 2.04% versus a Financial Services sector median of 3.86% (47.1% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 13.08B | USD 738.50M | USD 555.40M | n/a | 4.27 | USD 158.20M | USD 3.77B | USD 11.12B |
| FY2024 | USD 12.89B | USD 1.78B | USD 1.39B | n/a | 9.46 | USD 162.80M | USD 3.74B | USD 10.96B |
| FY2023 | USD 12.39B | USD 1.28B | USD 1.07B | n/a | 6.5 | USD 146.00M | USD 3.43B | USD 9.65B |
| FY2022 | USD 11.98B | USD 1.41B | USD 1.32B | n/a | 6.96 | USD 119.20M | USD 3.43B | USD 8.74B |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 14.20B | 20.9 | 2.1% | 1.89 |
| 2025 | 2025-12-31 | USD 12.84B | 18.2 | 2.3% | 1.76 |
| 2024 | 2024-12-31 | USD 13.04B | 7.7 | 2.2% | 1.58 |
| 2023 | 2023-12-29 | USD 8.82B | 7.2 | 3.1% | 1.4 |
| 2022 | 2022-12-30 | USD 8.16B | 6.5 | 3.1% | 1.26 |
| 2021 | 2021-12-31 | USD 4.98B | 6.1 | 4.8% | 1.18 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 1.89 USD, yield 2.0%.
| Year | Dividends/share |
|---|---|
| FY2025 | 1.76 USD |
| FY2024 | 1.57 USD |
| FY2023 | 1.39 USD |
| FY2022 | 1.26 USD |
About Unum Group
Unum Group, together with its subsidiaries, provides financial protection benefit solutions in the United States, the United Kingdom, and Poland. It operates through Unum US, Unum International, Colonial Life, and Closed Block segments. The company offers group long-term and short-term disability, group life, and accidental death and dismemberment products; supplemental and voluntary products, such as voluntary benefits, individual disability, and dental and vision products;
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Frequently asked questions
Is Unum Group overvalued or undervalued?
Bullrun's valuation model currently marks Unum Group as 25.6% overvalued.
What is Unum Group's market cap?
Unum Group's market capitalization is USD 14.20B.
What is Unum Group's P/E ratio?
Unum Group's price-to-earnings (P/E) ratio is 20.9.
Does Unum Group pay a dividend?
Unum Group has a dividend yield of 2.0%.
What does Unum Group do?
Unum Group, together with its subsidiaries, provides financial protection benefit solutions in the United States, the United Kingdom, and Poland. It operates through Unum US, Unum International, Colonial Life, and Closed Block segments. The company offers group long-term and short-term disability, group life, and accidental death and dismemberment products; supplemental and voluntary products, such as voluntary benefits, individual disability, and dental and vision products; and accident, sickness, disability, life, and cancer and critical illness products.