White Mountains Insurance Group Ltd
Research White Mountains Insurance Group Ltd (WTM) on Bullrun: valuation model: 81.7% undervalued, market cap USD 5.11B, P/E 4.9, dividend yield 0.1%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerWTM
- ExchangeNYSE
- CountryBermuda
- SectorFinancial Services
- IndustryInsurance-Property & Casualty
- CurrencyUSD
- Valuation signal81.7% undervalued
- Market capUSD 5.11B
- P/E4.9
- Dividend yield0.1%
- Financial periodQ2 2026
- RevenueUSD 844.60M
- Net incomeUSD 199.50M
- Free cash flow-USD 55.50M
Valuation Snapshot
Bullrun's latest valuation model marks White Mountains Insurance Group Ltd as 81.7% undervalued; latest market cap is USD 5.11B; P/E is 4.9; dividend yield is 0.1%.
Peer valuation comparison
Latest P/E is 4.87x versus a Financial Services sector median of 13.84x (64.8% below).
Latest dividend yield is 0.05% versus a Financial Services sector median of 3.86% (98.7% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 3.74B | USD 1.11B | USD 550.50M | 95.9% | 430.14 | USD 185.60M | USD 837.00M | USD 5.43B |
| FY2024 | USD 2.24B | USD 230.40M | USD 586.80M | 98.7% | 89.79 | USD 266.40M | USD 562.50M | USD 4.48B |
| FY2023 | USD 2.17B | USD 509.20M | n/a | 98.1% | 198.6 | USD 122.40M | USD 564.60M | USD 4.24B |
| FY2022 | USD 1.16B | USD 792.80M | n/a | 91.5% | 276.96 | USD 255.00M | USD 575.20M | USD 3.75B |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 5.11B | 4.9 | 0.0% | 1 |
| 2025 | 2025-12-31 | USD 5.15B | 4.8 | 0.0% | 1 |
| 2024 | 2024-12-31 | USD 5.00B | 21.5 | 0.1% | 1 |
| 2023 | 2023-12-29 | USD 3.85B | 14.7 | 0.1% | 1 |
| 2022 | 2022-12-30 | USD 3.64B | n/a | 0.1% | 1 |
| 2021 | 2021-12-31 | USD 3.06B | n/a | 0.1% | 1 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 1 USD, yield 0.1%.
| Year | Dividends/share |
|---|---|
| FY2025 | 1 USD |
| FY2024 | 1 USD |
| FY2023 | 1 USD |
| FY2022 | 1 USD |
About White Mountains Insurance Group Ltd
White Mountains Insurance Group, Ltd. provides insurance services in the United States, the United Kingdom, Bermuda, and internationally. It operates through Ark/WM Outrigger, HG Global, Kudu, Distinguished, and Other Operations segments. The company offers property insurance and reinsurance; specialty insurance and reinsurance consisting of aviation, contingency, cyber, fine art and specie, mortgage, nuclear, political and credit, space, surety, and terrorism and political violence;
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Frequently asked questions
Is White Mountains Insurance Group Ltd overvalued or undervalued?
Bullrun's valuation model currently marks White Mountains Insurance Group Ltd as 81.7% undervalued.
What is White Mountains Insurance Group Ltd's market cap?
White Mountains Insurance Group Ltd's market capitalization is USD 5.11B.
What is White Mountains Insurance Group Ltd's P/E ratio?
White Mountains Insurance Group Ltd's price-to-earnings (P/E) ratio is 4.9.
Does White Mountains Insurance Group Ltd pay a dividend?
White Mountains Insurance Group Ltd has a dividend yield of 0.1%.
What does White Mountains Insurance Group Ltd do?
White Mountains Insurance Group, Ltd. provides insurance services in the United States, the United Kingdom, Bermuda, and internationally. It operates through Ark/WM Outrigger, HG Global, Kudu, Distinguished, and Other Operations segments.