American Coastal Insurance Corp
Research American Coastal Insurance Corp (ACIC) on Bullrun: valuation model: 88.4% undervalued, market cap USD 444.35M, P/E 4.7, dividend yield 8.0%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerACIC
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryInsurance-Property & Casualty
- CurrencyUSD
- Valuation signal88.4% undervalued
- Market capUSD 444.35M
- P/E4.7
- Dividend yield8.0%
- Financial periodQ2 2026
- RevenueUSD 82.49M
- Net incomeUSD 21.90M
- Free cash flowUSD 58.26M
Valuation Snapshot
Bullrun's latest valuation model marks American Coastal Insurance Corp as 88.4% undervalued; latest market cap is USD 444.35M; P/E is 4.7; dividend yield is 8.0%.
Peer valuation comparison
Latest P/E is 4.67x versus a Financial Services sector median of 13.84x (66.3% below).
Latest dividend yield is 7.95% versus a Financial Services sector median of 3.86% (106.2% above).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 335.44M | USD 106.84M | USD 70.87M | n/a | 2.15 | USD 198.76M | USD 150.00M | USD 317.57M |
| FY2024 | USD 296.66M | USD 75.72M | USD 243.49M | n/a | 1.54 | USD 137.04M | USD 150.00M | USD 235.66M |
| FY2023 | USD 264.40M | USD 309.91M | -USD 136.20M | n/a | 6.98 | USD 138.93M | USD 150.00M | USD 168.77M |
| FY2022 | USD 221.67M | -USD 469.86M | -USD 176.16M | n/a | -10.91 | USD 70.90M | USD 150.00M | -USD 182.04M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 444.35M | 4.7 | 8.0% | 0.75 |
| 2025 | 2025-12-31 | USD 615.90M | 5.9 | 4.0% | 0.5 |
| 2024 | 2024-12-31 | USD 648.84M | 8.6 | n/a | n/a |
| 2023 | 2023-12-29 | USD 415.27M | n/a | n/a | n/a |
| 2022 | 2022-12-30 | USD 45.91M | n/a | 5.7% | 0.06 |
| 2021 | 2021-12-31 | USD 188.23M | n/a | 5.5% | 0.24 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 0.75 USD, yield 8.0%.
| Year | Dividends/share |
|---|---|
| FY2025 | 0.75 USD |
| FY2024 | 0.5 USD |
| FY2022 | 0.06 USD |
About American Coastal Insurance Corp
American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States. The company provides structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners.
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Frequently asked questions
Is American Coastal Insurance Corp overvalued or undervalued?
Bullrun's valuation model currently marks American Coastal Insurance Corp as 88.4% undervalued.
What is American Coastal Insurance Corp's market cap?
American Coastal Insurance Corp's market capitalization is USD 444.35M.
What is American Coastal Insurance Corp's P/E ratio?
American Coastal Insurance Corp's price-to-earnings (P/E) ratio is 4.7.
Does American Coastal Insurance Corp pay a dividend?
American Coastal Insurance Corp has a dividend yield of 8.0%.
What does American Coastal Insurance Corp do?
American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States. The company provides structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also offers commercial multi-peril property insurance for residential condominium associations and apartments, as well as coverage to policyholders for loss or damage to buildings, inventory, and equipment caused by fire, wind, hail, water, theft, and vandalism.