HCI Group Inc
Research HCI Group Inc (HCI) on Bullrun: valuation model: 36.1% undervalued, market cap USD 2.32B, P/E 8.0, dividend yield 0.9%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerHCI
- ExchangeNYSE
- CountryUnited States
- SectorFinancial Services
- IndustryInsurance-Property & Casualty
- CurrencyUSD
- Valuation signal36.1% undervalued
- Market capUSD 2.32B
- P/E8.0
- Dividend yield0.9%
- Financial periodQ2 2026
- RevenueUSD 246.73M
- Net incomeUSD 73.80M
- Free cash flowUSD 124.83M
Valuation Snapshot
Bullrun's latest valuation model marks HCI Group Inc as 36.1% undervalued; latest market cap is USD 2.32B; P/E is 8.0; dividend yield is 0.9%.
Peer valuation comparison
Latest P/E is 8x versus a Financial Services sector median of 13.84x (42.2% below).
Latest dividend yield is 0.86% versus a Financial Services sector median of 3.86% (77.7% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 900.95M | USD 320.40M | USD 440.82M | n/a | 22.72 | USD 1.21B | USD 67.88M | USD 1.04B |
| FY2024 | USD 750.05M | USD 127.58M | USD 327.76M | n/a | 8.89 | USD 532.47M | USD 229.25M | USD 453.33M |
| FY2023 | USD 550.67M | USD 89.26M | USD 224.16M | n/a | 7.62 | USD 536.48M | USD 209.90M | USD 324.84M |
| FY2022 | USD 499.56M | -USD 54.60M | -USD 6.35M | n/a | -6.24 | USD 234.86M | USD 213.47M | USD 162.60M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 2.32B | 8.0 | 0.9% | 1.6 |
| 2025 | 2025-12-31 | USD 2.49B | 8.4 | 0.8% | 1.6 |
| 2024 | 2024-12-31 | USD 1.25B | 13.3 | 1.4% | 1.6 |
| 2023 | 2023-12-29 | USD 851.12M | 20.2 | 1.8% | 1.6 |
| 2022 | 2022-12-30 | USD 346.69M | n/a | 4.0% | 1.6 |
| 2021 | 2021-12-31 | USD 846.38M | 298.4 | 1.9% | 1.6 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 1.6 USD, yield 0.9%.
| Year | Dividends/share |
|---|---|
| FY2025 | 1.6 USD |
| FY2024 | 1.6 USD |
| FY2023 | 1.6 USD |
| FY2022 | 1.6 USD |
About HCI Group Inc
HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance business in the United States. The company operates through Insurance Operations, Exzeo, Reciprocal Exchange Operations, and Real Estate segments. It provides homeowners' property and casualty insurance products; claim adjusting and processing services; turnkey insurance technology and operations solutions to property and casualty insurance carriers and its agents through the Exzeo platform;
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Frequently asked questions
Is HCI Group Inc overvalued or undervalued?
Bullrun's valuation model currently marks HCI Group Inc as 36.1% undervalued.
What is HCI Group Inc's market cap?
HCI Group Inc's market capitalization is USD 2.32B.
What is HCI Group Inc's P/E ratio?
HCI Group Inc's price-to-earnings (P/E) ratio is 8.0.
Does HCI Group Inc pay a dividend?
HCI Group Inc has a dividend yield of 0.9%.
What does HCI Group Inc do?
HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance business in the United States. The company operates through Insurance Operations, Exzeo, Reciprocal Exchange Operations, and Real Estate segments. It provides homeowners' property and casualty insurance products; claim adjusting and processing services; turnkey insurance technology and operations solutions to property and casualty insurance carriers and its agents through the Exzeo platform; and SAMSTM, a web-based system designed to automate and streamline the process of managing insurance policies.