Cincinnati Financial Corp
Research Cincinnati Financial Corp (CINF) on Bullrun: valuation model: 40.5% undervalued, market cap USD 26.30B, P/E 8.1, dividend yield 2.1%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerCINF
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryInsurance-Property & Casualty
- CurrencyUSD
- Valuation signal40.5% undervalued
- Market capUSD 26.30B
- P/E8.1
- Dividend yield2.1%
- Financial periodQ1 2026
- RevenueUSD 2.86B
- Net incomeUSD 274.00M
- Free cash flowUSD 654.00M
Valuation Snapshot
Bullrun's latest valuation model marks Cincinnati Financial Corp as 40.5% undervalued; latest market cap is USD 26.30B; P/E is 8.1; dividend yield is 2.1%.
Peer valuation comparison
Latest P/E is 8.08x versus a Financial Services sector median of 13.84x (41.6% below).
Latest dividend yield is 2.1% versus a Financial Services sector median of 3.86% (45.5% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 12.63B | USD 2.39B | USD 3.09B | n/a | 15.17 | USD 1.43B | USD 790.00M | USD 15.91B |
| FY2024 | USD 11.34B | USD 2.29B | USD 2.63B | n/a | 14.53 | USD 983.00M | USD 790.00M | USD 13.94B |
| FY2023 | USD 10.01B | USD 1.84B | USD 2.03B | n/a | 11.66 | USD 907.00M | USD 790.00M | USD 12.10B |
| FY2022 | USD 6.56B | -USD 487.00M | USD 2.04B | n/a | -3.06 | USD 1.26B | USD 789.00M | USD 10.56B |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 26.30B | 8.1 | 2.1% | 3.62 |
| 2025 | 2025-12-31 | USD 25.38B | 10.8 | 2.1% | 3.48 |
| 2024 | 2024-12-31 | USD 22.46B | 9.9 | 2.3% | 3.24 |
| 2023 | 2023-12-29 | USD 16.23B | 9.8 | 2.9% | 3 |
| 2022 | 2022-12-30 | USD 16.09B | n/a | 2.7% | 2.76 |
| 2021 | 2021-12-31 | USD 18.26B | 6.3 | 2.2% | 2.52 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 3.62 USD, yield 2.1%.
| Year | Dividends/share |
|---|---|
| FY2025 | 3.48 USD |
| FY2024 | 3.24 USD |
| FY2023 | 3 USD |
| FY2022 | 2.76 USD |
About Cincinnati Financial Corp
Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty and property, commercial auto, and workers' compensation. This segment also provides contract and commercial surety bonds, and fidelity bonds; management liability;
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Frequently asked questions
Is Cincinnati Financial Corp overvalued or undervalued?
Bullrun's valuation model currently marks Cincinnati Financial Corp as 40.5% undervalued.
What is Cincinnati Financial Corp's market cap?
Cincinnati Financial Corp's market capitalization is USD 26.30B.
What is Cincinnati Financial Corp's P/E ratio?
Cincinnati Financial Corp's price-to-earnings (P/E) ratio is 8.1.
Does Cincinnati Financial Corp pay a dividend?
Cincinnati Financial Corp has a dividend yield of 2.1%.
What does Cincinnati Financial Corp do?
Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty and property, commercial auto, and workers' compensation. This segment also provides contract and commercial surety bonds, and fidelity bonds; management liability; and machinery and equipment insurance products.