BayCom Corp
Research BayCom Corp (BCML) on Bullrun: valuation model: 14.3% overvalued, market cap USD 326.95M, P/E 25.0, dividend yield 3.8%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerBCML
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal14.3% overvalued
- Market capUSD 326.95M
- P/E25.0
- Dividend yield3.8%
- Financial periodQ1 2026
- RevenueUSD 27.09M
- Net incomeUSD 26.41M
- Free cash flowUSD 27.64M
Valuation Snapshot
Bullrun's latest valuation model marks BayCom Corp as 14.3% overvalued; latest market cap is USD 326.95M; P/E is 25.0; dividend yield is 3.8%.
Peer valuation comparison
Latest P/E is 24.99x versus a Financial Services sector median of 13.84x (80.6% above).
Latest dividend yield is 3.84% versus a Financial Services sector median of 3.86%.
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 101.37M | USD 23.93M | USD 30.09M | n/a | 2.18 | USD 206.51M | USD 22.39M | USD 338.55M |
| FY2024 | USD 97.14M | USD 23.61M | USD 28.66M | n/a | 2.1 | USD 364.03M | USD 86.76M | USD 324.37M |
| FY2023 | USD 78.58M | USD 27.43M | USD 28.68M | n/a | 2.27 | USD 307.54M | USD 87.20M | USD 312.87M |
| FY2022 | n/a | USD 23.73M | USD 38.77M | n/a | 1.81 | USD 176.82M | USD 84.83M | USD 317.15M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 326.95M | 25.0 | 3.8% | 1.15 |
| 2025 | 2025-12-31 | USD 320.10M | 13.5 | 3.1% | 0.9 |
| 2024 | 2024-12-31 | USD 298.50M | 12.8 | 1.7% | 0.45 |
| 2023 | 2023-12-29 | USD 272.50M | 10.2 | 1.7% | 0.4 |
| 2022 | 2022-12-30 | USD 246.46M | 10.4 | 1.1% | 0.2 |
| 2021 | 2021-12-31 | USD 200.36M | 9.9 | n/a | n/a |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 1.15 USD, yield 3.8%.
| Year | Dividends/share |
|---|---|
| FY2025 | 0.9 USD |
| FY2024 | 0.45 USD |
| FY2023 | 0.4 USD |
| FY2022 | 0.2 USD |
About BayCom Corp
BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company provides demand, savings, money market, and time deposit accounts. It also offers commercial and multifamily real estate loans, including owner-occupied and investor real estate loans; commercial and industrial loans, such as equipment loans and working capital lines of credit; small business administration loans;
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Frequently asked questions
Is BayCom Corp overvalued or undervalued?
Bullrun's valuation model currently marks BayCom Corp as 14.3% overvalued.
What is BayCom Corp's market cap?
BayCom Corp's market capitalization is USD 326.95M.
What is BayCom Corp's P/E ratio?
BayCom Corp's price-to-earnings (P/E) ratio is 25.0.
Does BayCom Corp pay a dividend?
BayCom Corp has a dividend yield of 3.8%.
What does BayCom Corp do?
BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company provides demand, savings, money market, and time deposit accounts.