Sierra Bancorp
Research Sierra Bancorp (BSRR) on Bullrun: valuation model: 1.1% overvalued, market cap USD 511.54M, P/E 11.6, dividend yield 2.6%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerBSRR
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal1.1% overvalued
- Market capUSD 511.54M
- P/E11.6
- Dividend yield2.6%
- Financial periodQ2 2026
- RevenueUSD 36.88M
- Net incomeUSD 9.92M
- Free cash flowUSD 5.44M
Valuation Snapshot
Bullrun's latest valuation model marks Sierra Bancorp as 1.1% overvalued; latest market cap is USD 511.54M; P/E is 11.6; dividend yield is 2.6%.
Peer valuation comparison
Latest P/E is 11.57x versus a Financial Services sector median of 13.84x (16.4% below).
Latest dividend yield is 2.61% versus a Financial Services sector median of 3.86% (32.3% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 146.49M | USD 42.33M | USD 32.17M | n/a | 3.11 | USD 135.63M | USD 403.04M | USD 364.86M |
| FY2024 | USD 138.82M | USD 40.56M | USD 56.00M | n/a | 2.82 | USD 100.66M | USD 158.25M | USD 357.30M |
| FY2023 | USD 118.21M | USD 34.84M | USD 51.83M | n/a | 2.36 | USD 78.60M | USD 436.93M | USD 338.10M |
| FY2022 | n/a | USD 33.66M | USD 32.30M | n/a | 2.24 | USD 77.13M | USD 377.38M | USD 303.58M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 511.54M | 11.6 | 2.6% | 1.04 |
| 2025 | 2025-12-31 | USD 433.79M | 10.5 | 3.1% | 1 |
| 2024 | 2024-12-31 | USD 411.33M | 10.3 | 3.3% | 0.94 |
| 2023 | 2023-12-29 | USD 331.53M | 9.4 | 4.1% | 0.92 |
| 2022 | 2022-12-30 | USD 320.50M | 8.9 | 4.3% | 0.92 |
| 2021 | 2021-12-31 | USD 414.58M | 9.7 | 3.2% | 0.86 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 1.04 USD, yield 2.6%.
| Year | Dividends/share |
|---|---|
| FY2025 | 1 USD |
| FY2024 | 0.94 USD |
| FY2023 | 0.92 USD |
| FY2022 | 0.92 USD |
About Sierra Bancorp
Sierra Bancorp operates as the bank holding company for Bank of the Sierra that provides retail and commercial banking products and services to individuals and businesses in California. It accepts various deposit products, such as checking accounts, savings accounts, money market demand accounts, time deposits, retirement accounts, and sweep accounts. The company's loan products include real estate, commercial, mortgage warehouse, agricultural, and consumer loans. It also offers automated teller machines;
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Frequently asked questions
Is Sierra Bancorp overvalued or undervalued?
Bullrun's valuation model currently marks Sierra Bancorp as 1.1% overvalued.
What is Sierra Bancorp's market cap?
Sierra Bancorp's market capitalization is USD 511.54M.
What is Sierra Bancorp's P/E ratio?
Sierra Bancorp's price-to-earnings (P/E) ratio is 11.6.
Does Sierra Bancorp pay a dividend?
Sierra Bancorp has a dividend yield of 2.6%.
What does Sierra Bancorp do?
Sierra Bancorp operates as the bank holding company for Bank of the Sierra that provides retail and commercial banking products and services to individuals and businesses in California. It accepts various deposit products, such as checking accounts, savings accounts, money market demand accounts, time deposits, retirement accounts, and sweep accounts. The company's loan products include real estate, commercial, mortgage warehouse, agricultural, and consumer loans.