BV Financial Inc
Research BV Financial Inc (BVFL) on Bullrun: valuation model: 1.1% undervalued, market cap USD 181.82M, P/E 14.0. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerBVFL
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal1.1% undervalued
- Market capUSD 181.82M
- P/E14.0
- Financial periodQ1 2026
- RevenueUSD 9.64M
- Net incomeUSD 1.09M
- Free cash flowUSD 17.88M
Valuation Snapshot
Bullrun's latest valuation model marks BV Financial Inc as 1.1% undervalued; latest market cap is USD 181.82M; P/E is 14.0.
Peer valuation comparison
Latest P/E is 14.05x versus a Financial Services sector median of 13.84x.
Latest P/E is 14.05x versus a United States median of 24.87x (43.5% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 39.66M | USD 13.50M | USD 18.79M | n/a | 1.43 | USD 55.71M | USD 35.00M | USD 183.80M |
| FY2024 | USD 37.70M | USD 11.72M | USD 15.45M | n/a | 1.09 | USD 70.50M | USD 49.88M | USD 195.50M |
| FY2023 | n/a | USD 13.71M | USD 15.04M | n/a | 1.47 | USD 73.74M | USD 37.25M | USD 199.07M |
| FY2022 | n/a | USD 10.52M | USD 9.21M | n/a | 1.32 | USD 68.65M | USD 49.04M | USD 97.75M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 181.82M | 14.0 | n/a | n/a |
| 2025 | 2025-12-31 | USD 160.59M | 12.4 | n/a | n/a |
| 2024 | 2024-12-31 | USD 183.31M | 15.7 | n/a | n/a |
| 2023 | 2023-12-29 | USD 161.31M | 7.9 | n/a | n/a |
| 2022 | 2022-12-30 | USD 60.19M | 17.1 | n/a | n/a |
| 2021 | 2021-12-31 | USD 48.39M | 15.3 | n/a | n/a |
About BV Financial Inc
BV Financial, Inc. operates as the holding company for BayVanguard Bank that provides various financial services to individuals and businesses in the United States. The company offers noninterest-bearing and interest-bearing checking accounts and money market accounts, savings accounts, and certificates of deposits. Its loan products include real estate, home equity, construction, lot, auto, boat, and other personal loans; personal credit cards;
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Frequently asked questions
Is BV Financial Inc overvalued or undervalued?
Bullrun's valuation model currently marks BV Financial Inc as 1.1% undervalued.
What is BV Financial Inc's market cap?
BV Financial Inc's market capitalization is USD 181.82M.
What is BV Financial Inc's P/E ratio?
BV Financial Inc's price-to-earnings (P/E) ratio is 14.0.
What does BV Financial Inc do?
BV Financial, Inc. operates as the holding company for BayVanguard Bank that provides various financial services to individuals and businesses in the United States. The company offers noninterest-bearing and interest-bearing checking accounts and money market accounts, savings accounts, and certificates of deposits.