Carter Bankshares Inc
Research Carter Bankshares Inc (CARE) on Bullrun: valuation model: 72.3% undervalued, market cap USD 695.89M, P/E 5.4, dividend yield 0.6%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerCARE
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal72.3% undervalued
- Market capUSD 695.89M
- P/E5.4
- Dividend yield0.6%
- Financial periodQ2 2026
- RevenueUSD 31.66M
- Net incomeUSD 28.91M
- Free cash flow-USD 262.89M
Valuation Snapshot
Bullrun's latest valuation model marks Carter Bankshares Inc as 72.3% undervalued; latest market cap is USD 695.89M; P/E is 5.4; dividend yield is 0.6%.
Peer valuation comparison
Latest P/E is 5.41x versus a Financial Services sector median of 13.84x (60.9% below).
Latest dividend yield is 0.62% versus a Financial Services sector median of 3.86% (83.9% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 20.32M | USD 31.36M | USD 31.81M | n/a | 1.38 | USD 105.16M | USD 178.50M | USD 419.70M |
| FY2024 | USD 19.41M | USD 24.52M | USD 28.81M | n/a | 1.06 | USD 131.17M | USD 70.00M | USD 384.31M |
| FY2023 | USD 17.27M | USD 23.38M | USD 36.93M | n/a | 1 | USD 54.53M | USD 393.40M | USD 351.24M |
| FY2022 | USD 18.33M | USD 50.12M | USD 64.90M | n/a | 2.03 | USD 46.87M | USD 30.00M | USD 328.63M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 695.89M | 5.4 | 0.6% | 0.2 |
| 2025 | 2025-12-31 | USD 434.15M | 14.2 | n/a | n/a |
| 2024 | 2024-12-31 | USD 405.79M | 16.6 | n/a | n/a |
| 2023 | 2023-12-29 | USD 343.65M | 8.8 | n/a | n/a |
| 2022 | 2022-12-30 | USD 399.98M | 10.4 | n/a | n/a |
| 2021 | 2021-12-31 | USD 406.77M | 12.9 | n/a | n/a |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 0.2 USD, yield 0.6%.
About Carter Bankshares Inc
Carter Bankshares, Inc. operates as the bank holding company for Carter Bank & Trust that provides various retail and commercial banking products and insurance services in the United States. It offers various deposit products, including checking, savings, retirement, and money market accounts, as well as certificates of deposit. The company also provides commercial loans, such as secured and unsecured, real estate construction and acquisition, and commercial and industrial loans;
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Frequently asked questions
Is Carter Bankshares Inc overvalued or undervalued?
Bullrun's valuation model currently marks Carter Bankshares Inc as 72.3% undervalued.
What is Carter Bankshares Inc's market cap?
Carter Bankshares Inc's market capitalization is USD 695.89M.
What is Carter Bankshares Inc's P/E ratio?
Carter Bankshares Inc's price-to-earnings (P/E) ratio is 5.4.
Does Carter Bankshares Inc pay a dividend?
Carter Bankshares Inc has a dividend yield of 0.6%.
What does Carter Bankshares Inc do?
Carter Bankshares, Inc. operates as the bank holding company for Carter Bank & Trust that provides various retail and commercial banking products and insurance services in the United States. It offers various deposit products, including checking, savings, retirement, and money market accounts, as well as certificates of deposit.