Cathay General Bancorp
Research Cathay General Bancorp (CATY) on Bullrun: valuation model: 4.0% overvalued, market cap USD 4.14B, P/E 12.1, dividend yield 1.8%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerCATY
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal4.0% overvalued
- Market capUSD 4.14B
- P/E12.1
- Dividend yield1.8%
- Financial periodQ2 2026
- RevenueUSD 222.30M
- Net incomeUSD 92.21M
- Free cash flowUSD 233.51M
Valuation Snapshot
Bullrun's latest valuation model marks Cathay General Bancorp as 4.0% overvalued; latest market cap is USD 4.14B; P/E is 12.1; dividend yield is 1.8%.
Peer valuation comparison
Latest P/E is 12.1x versus a Financial Services sector median of 13.84x (12.6% below).
Latest dividend yield is 1.77% versus a Financial Services sector median of 3.86% (54.1% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 53.79M | USD 315.10M | USD 363.66M | n/a | 4.54 | USD 146.32M | USD 119.14M | USD 2.93B |
| FY2024 | USD 52.26M | USD 286.00M | USD 325.52M | n/a | 3.95 | USD 157.17M | USD 119.14M | USD 2.85B |
| FY2023 | USD 43.91M | USD 354.10M | USD 381.34M | n/a | 4.86 | USD 173.99M | USD 119.14M | USD 2.74B |
| FY2022 | USD 42.18M | USD 360.60M | USD 463.97M | n/a | 4.83 | USD 141.73M | USD 119.14M | USD 2.47B |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 4.14B | 12.1 | 2.3% | 1.44 |
| 2025 | 2025-12-31 | USD 3.25B | 10.7 | 2.8% | 1.36 |
| 2024 | 2024-12-31 | USD 3.37B | 12.0 | 2.9% | 1.36 |
| 2023 | 2023-12-29 | USD 3.24B | 8.8 | 3.1% | 1.36 |
| 2022 | 2022-12-30 | USD 3.04B | 9.1 | 3.3% | 1.36 |
| 2021 | 2021-12-31 | USD 3.26B | 11.3 | 3.0% | 1.27 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 1.44 USD, yield 1.8%.
| Year | Dividends/share |
|---|---|
| FY2025 | 1.36 USD |
| FY2024 | 1.36 USD |
| FY2023 | 1.36 USD |
| FY2022 | 1.36 USD |
About Cathay General Bancorp
Cathay General Bancorp operates as the holding company for Cathay Bank that offers various commercial banking products and services to individuals, professionals, and small to medium-sized businesses in the United States. It offers savings accounts, checking accounts, money market deposit accounts, certificates of deposit, individual retirement accounts, and public funds deposits, and acceptance of checking, savings, demand deposits, time deposits, real estate, and consumer loans.
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Frequently asked questions
Is Cathay General Bancorp overvalued or undervalued?
Bullrun's valuation model currently marks Cathay General Bancorp as 4.0% overvalued.
What is Cathay General Bancorp's market cap?
Cathay General Bancorp's market capitalization is USD 4.14B.
What is Cathay General Bancorp's P/E ratio?
Cathay General Bancorp's price-to-earnings (P/E) ratio is 12.1.
Does Cathay General Bancorp pay a dividend?
Cathay General Bancorp has a dividend yield of 1.8%.
What does Cathay General Bancorp do?
Cathay General Bancorp operates as the holding company for Cathay Bank that offers various commercial banking products and services to individuals, professionals, and small to medium-sized businesses in the United States. It offers savings accounts, checking accounts, money market deposit accounts, certificates of deposit, individual retirement accounts, and public funds deposits, and acceptance of checking, savings, demand deposits, time deposits, real estate, and consumer loans.