Capital Bancorp Inc
Research Capital Bancorp Inc (CBNK) on Bullrun: valuation model: 32.3% undervalued, market cap USD 592.12M, P/E 10.7, dividend yield 1.4%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerCBNK
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal32.3% undervalued
- Market capUSD 592.12M
- P/E10.7
- Dividend yield1.4%
- Financial periodQ2 2026
- RevenueUSD 63.82M
- Net incomeUSD 14.25M
- Free cash flow-USD 5.58M
Valuation Snapshot
Bullrun's latest valuation model marks Capital Bancorp Inc as 32.3% undervalued; latest market cap is USD 592.12M; P/E is 10.7; dividend yield is 1.4%.
Peer valuation comparison
Latest P/E is 10.67x versus a Financial Services sector median of 13.84x (22.9% below).
Latest dividend yield is 1.38% versus a Financial Services sector median of 3.86% (64.2% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 241.19M | USD 57.17M | USD 67.35M | n/a | 3.41 | USD 255.57M | USD 52.06M | USD 401.76M |
| FY2024 | USD 184.10M | USD 30.97M | USD 32.77M | n/a | 2.12 | USD 205.33M | USD 34.06M | USD 355.14M |
| FY2023 | n/a | USD 35.87M | n/a | n/a | 2.55 | USD 53.96M | USD 49.06M | USD 254.86M |
| FY2022 | n/a | USD 41.80M | n/a | n/a | 2.91 | USD 80.42M | USD 34.06M | USD 224.02M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 592.12M | 10.7 | 1.4% | 0.5 |
| 2025 | 2025-12-31 | USD 461.24M | 8.3 | 1.6% | 0.44 |
| 2024 | 2024-12-31 | USD 474.88M | 13.4 | 1.3% | 0.36 |
| 2023 | 2023-12-29 | USD 336.24M | 9.6 | 1.2% | 0.28 |
| 2022 | 2022-12-30 | USD 330.92M | 7.8 | 0.9% | 0.22 |
| 2021 | 2021-12-31 | USD 365.81M | 9.3 | 0.4% | 0.1 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 0.5 USD, yield 1.4%.
| Year | Dividends/share |
|---|---|
| FY2025 | 0.44 USD |
| FY2024 | 0.36 USD |
| FY2023 | 0.28 USD |
| FY2022 | 0.22 USD |
About Capital Bancorp Inc
Capital Bancorp, Inc. operates as the bank holding company for Capital Bank, N.A., provides various banking products and services to businesses, not-for-profit associations, and entrepreneurs in the United States. It operates through four divisions: Commercial Banking, Capital Bank Home Loans, OpenSky, Windsor Advantage. The company offers a range of deposit products, including checking and savings, time, interest bearing and noninterest-bearing demand, and money market accounts, as well as certificates of deposit;
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Frequently asked questions
Is Capital Bancorp Inc overvalued or undervalued?
Bullrun's valuation model currently marks Capital Bancorp Inc as 32.3% undervalued.
What is Capital Bancorp Inc's market cap?
Capital Bancorp Inc's market capitalization is USD 592.12M.
What is Capital Bancorp Inc's P/E ratio?
Capital Bancorp Inc's price-to-earnings (P/E) ratio is 10.7.
Does Capital Bancorp Inc pay a dividend?
Capital Bancorp Inc has a dividend yield of 1.4%.
What does Capital Bancorp Inc do?
Capital Bancorp, Inc. operates as the bank holding company for Capital Bank, N.A., provides various banking products and services to businesses, not-for-profit associations, and entrepreneurs in the United States. It operates through four divisions: Commercial Banking, Capital Bank Home Loans, OpenSky, Windsor Advantage. The company offers a range of deposit products, including checking and savings, time, interest bearing and noninterest-bearing demand, and money market accounts, as well as certificates of deposit; and secured, partially secured, and unsecured credit cards.