CF Bankshares Inc
Research CF Bankshares Inc (CFBK) on Bullrun: valuation model: 4.3% overvalued, market cap USD 222.36M, P/E 11.9, dividend yield 1.0%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerCFBK
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal4.3% overvalued
- Market capUSD 222.36M
- P/E11.9
- Dividend yield1.0%
- Financial periodQ2 2026
- RevenueUSD 16.34M
- Net incomeUSD 5.91M
- Free cash flowUSD 5.03M
Valuation Snapshot
Bullrun's latest valuation model marks CF Bankshares Inc as 4.3% overvalued; latest market cap is USD 222.36M; P/E is 11.9; dividend yield is 1.0%.
Peer valuation comparison
Latest P/E is 11.93x versus a Financial Services sector median of 13.84x (13.8% below).
Latest dividend yield is 1.02% versus a Financial Services sector median of 3.86% (73.5% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 60.04M | USD 17.50M | USD 18.20M | n/a | 2.69 | USD 258.97M | USD 121.88M | USD 184.43M |
| FY2024 | USD 50.42M | USD 13.40M | USD 13.92M | n/a | 2.06 | USD 235.27M | USD 113.91M | USD 168.44M |
| FY2023 | USD 51.05M | USD 16.90M | USD 17.39M | n/a | 2.63 | USD 261.60M | USD 130.26M | USD 155.37M |
| FY2022 | n/a | USD 18.16M | USD 38.86M | n/a | 2.78 | USD 151.79M | USD 29.46M | USD 139.21M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 222.36M | 11.9 | 1.0% | 0.35 |
| 2025 | 2025-12-31 | USD 160.14M | 9.3 | 1.2% | 0.3 |
| 2024 | 2024-12-31 | USD 163.51M | 12.4 | 1.0% | 0.25 |
| 2023 | 2023-12-29 | USD 127.82M | 7.3 | 1.2% | 0.23 |
| 2022 | 2022-12-30 | USD 137.37M | 7.7 | 0.8% | 0.18 |
| 2021 | 2021-12-31 | USD 133.45M | 7.4 | 0.6% | 0.13 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 0.35 USD, yield 1.0%.
| Year | Dividends/share |
|---|---|
| FY2025 | 0.3 USD |
| FY2024 | 0.25 USD |
| FY2023 | 0.23 USD |
| FY2022 | 0.18 USD |
About CF Bankshares Inc
CF Bankshares Inc. operates as the bank holding company for CFBank, National Association that provides various banking products and services. It accepts savings, retail and business checking accounts, and money market accounts, as well as certificates of deposit. The company also offers single-family mortgage loans; commercial real estate and multi-family residential mortgage loans; commercial loans and equipment leases; residential real estate loans and treasury management depository services; construction loans;
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Frequently asked questions
Is CF Bankshares Inc overvalued or undervalued?
Bullrun's valuation model currently marks CF Bankshares Inc as 4.3% overvalued.
What is CF Bankshares Inc's market cap?
CF Bankshares Inc's market capitalization is USD 222.36M.
What is CF Bankshares Inc's P/E ratio?
CF Bankshares Inc's price-to-earnings (P/E) ratio is 11.9.
Does CF Bankshares Inc pay a dividend?
CF Bankshares Inc has a dividend yield of 1.0%.
What does CF Bankshares Inc do?
CF Bankshares Inc. operates as the bank holding company for CFBank, National Association that provides various banking products and services. It accepts savings, retail and business checking accounts, and money market accounts, as well as certificates of deposit. The company also offers single-family mortgage loans; commercial real estate and multi-family residential mortgage loans; commercial loans and equipment leases; residential real estate loans and treasury management depository services; construction loans; and full-service commercial and retail banking services and products.