Cullen Frost Bankers Inc
Research Cullen Frost Bankers Inc (CFR) on Bullrun: valuation model: 11.9% overvalued, market cap USD 10.15B, P/E 15.5, dividend yield 1.9%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerCFR
- ExchangeNYSE
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal11.9% overvalued
- Market capUSD 10.15B
- P/E15.5
- Dividend yield1.9%
- Financial periodQ2 2026
- RevenueUSD 576.01M
- Net incomeUSD 172.06M
- Free cash flow-USD 7.14M
Valuation Snapshot
Bullrun's latest valuation model marks Cullen Frost Bankers Inc as 11.9% overvalued; latest market cap is USD 10.15B; P/E is 15.5; dividend yield is 1.9%.
Peer valuation comparison
Latest P/E is 15.45x versus a Financial Services sector median of 13.84x (11.7% above).
Latest dividend yield is 1.88% versus a Financial Services sector median of 3.86% (51.2% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 121.57M | USD 648.56M | USD 127.33M | n/a | 9.92 | USD 8.87B | USD 223.05M | USD 4.57B |
| FY2024 | USD 106.23M | USD 582.54M | USD 861.76M | n/a | 8.87 | USD 10.23B | USD 222.83M | USD 3.90B |
| FY2023 | USD 93.50M | USD 597.97M | USD 320.22M | n/a | 9.1 | USD 8.69B | USD 222.62M | USD 3.72B |
| FY2022 | USD 91.89M | USD 579.15M | USD 620.08M | n/a | 8.81 | USD 12.03B | USD 222.30M | USD 3.14B |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 10.15B | 15.5 | 2.5% | 4.03 |
| 2025 | 2025-12-31 | USD 8.01B | 12.8 | 3.1% | 3.95 |
| 2024 | 2024-12-31 | USD 8.62B | 15.2 | 2.8% | 3.74 |
| 2023 | 2023-12-29 | USD 6.95B | 10.4 | 3.3% | 3.58 |
| 2022 | 2022-12-30 | USD 8.60B | 18.0 | 2.4% | 3.24 |
| 2021 | 2021-12-31 | USD 8.07B | 18.7 | 2.3% | 2.94 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 4.03 USD, yield 1.9%.
| Year | Dividends/share |
|---|---|
| FY2025 | 3.95 USD |
| FY2024 | 3.74 USD |
| FY2023 | 3.58 USD |
| FY2022 | 3.24 USD |
About Cullen Frost Bankers Inc
Cullen/Frost Bankers, Inc. operates as the bank holding company for Frost Bank that provides commercial and consumer banking services in Texas. The company offers commercial banking services to corporations, including financing for industrial and commercial properties, interim construction related to industrial and commercial properties, equipment, inventories and accounts receivables, and acquisitions; and treasury management services.
Related stock research
Other Financial Services stocks
Frequently asked questions
Is Cullen Frost Bankers Inc overvalued or undervalued?
Bullrun's valuation model currently marks Cullen Frost Bankers Inc as 11.9% overvalued.
What is Cullen Frost Bankers Inc's market cap?
Cullen Frost Bankers Inc's market capitalization is USD 10.15B.
What is Cullen Frost Bankers Inc's P/E ratio?
Cullen Frost Bankers Inc's price-to-earnings (P/E) ratio is 15.5.
Does Cullen Frost Bankers Inc pay a dividend?
Cullen Frost Bankers Inc has a dividend yield of 1.9%.
What does Cullen Frost Bankers Inc do?
Cullen/Frost Bankers, Inc. operates as the bank holding company for Frost Bank that provides commercial and consumer banking services in Texas. The company offers commercial banking services to corporations, including financing for industrial and commercial properties, interim construction related to industrial and commercial properties, equipment, inventories and accounts receivables, and acquisitions; and treasury management services.