City Holding Company
Research City Holding Company (CHCO) on Bullrun: valuation model: 12.4% overvalued, market cap USD 2.03B, P/E 15.8, dividend yield 2.4%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerCHCO
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal12.4% overvalued
- Market capUSD 2.03B
- P/E15.8
- Dividend yield2.4%
- Financial periodQ2 2026
- RevenueUSD 79.38M
- Net incomeUSD 33.30M
- Free cash flowUSD 31.82M
Valuation Snapshot
Bullrun's latest valuation model marks City Holding Company as 12.4% overvalued; latest market cap is USD 2.03B; P/E is 15.8; dividend yield is 2.4%.
Peer valuation comparison
Latest P/E is 15.8x versus a Financial Services sector median of 13.84x (14.2% above).
Latest dividend yield is 2.43% versus a Financial Services sector median of 3.86% (37.0% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 74.29M | USD 130.49M | USD 128.45M | n/a | 8.93 | USD 191.92M | USD 150.00M | USD 809.68M |
| FY2024 | USD 71.99M | USD 117.10M | USD 129.19M | n/a | 7.89 | USD 225.39M | USD 150.00M | USD 730.66M |
| FY2023 | USD 69.07M | USD 114.37M | USD 134.62M | n/a | 7.61 | USD 156.28M | USD 100.00M | USD 677.07M |
| FY2022 | USD 68.10M | USD 102.07M | USD 113.68M | n/a | 6.8 | USD 200.00M | USD 0 | USD 577.85M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 2.03B | 15.8 | 2.4% | 3.48 |
| 2025 | 2025-12-31 | USD 1.71B | 13.3 | 2.7% | 3.24 |
| 2024 | 2024-12-31 | USD 1.74B | 15.0 | 2.5% | 2.95 |
| 2023 | 2023-12-29 | USD 1.64B | 14.1 | 2.4% | 2.67 |
| 2022 | 2022-12-30 | USD 1.38B | 14.8 | 2.6% | 2.45 |
| 2021 | 2021-12-31 | USD 1.23B | 14.4 | 2.8% | 2.32 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 3.48 USD, yield 2.4%.
| Year | Dividends/share |
|---|---|
| FY2025 | 3.32 USD |
| FY2024 | 3.01 USD |
| FY2023 | 2.73 USD |
| FY2022 | 2.5 USD |
About City Holding Company
City Holding Company operates as a financial holding company for City National Bank of West Virginia that provides banking, trust and investment management, and other financial solutions in the United States. It offers checking, savings, and money market accounts, as well as certificates of deposit and individual retirement accounts.
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Frequently asked questions
Is City Holding Company overvalued or undervalued?
Bullrun's valuation model currently marks City Holding Company as 12.4% overvalued.
What is City Holding Company's market cap?
City Holding Company's market capitalization is USD 2.03B.
What is City Holding Company's P/E ratio?
City Holding Company's price-to-earnings (P/E) ratio is 15.8.
Does City Holding Company pay a dividend?
City Holding Company has a dividend yield of 2.4%.
What does City Holding Company do?
City Holding Company operates as a financial holding company for City National Bank of West Virginia that provides banking, trust and investment management, and other financial solutions in the United States. It offers checking, savings, and money market accounts, as well as certificates of deposit and individual retirement accounts.