Central Pacific Financial Corp
Research Central Pacific Financial Corp (CPF) on Bullrun: valuation model: 1.6% overvalued, market cap USD 971.09M, P/E 12.1, dividend yield 2.3%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerCPF
- ExchangeNYSE
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal1.6% overvalued
- Market capUSD 971.09M
- P/E12.1
- Dividend yield2.3%
- Financial periodQ2 2026
- RevenueUSD 76.30M
- Net incomeUSD 20.82M
- Free cash flowUSD 40.98M
Valuation Snapshot
Bullrun's latest valuation model marks Central Pacific Financial Corp as 1.6% overvalued; latest market cap is USD 971.09M; P/E is 12.1; dividend yield is 2.3%.
Peer valuation comparison
Latest P/E is 12.06x versus a Financial Services sector median of 13.84x (12.8% below).
Latest dividend yield is 2.27% versus a Financial Services sector median of 3.86% (41.1% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 51.82M | USD 77.48M | USD 92.30M | n/a | 2.86 | USD 378.65M | USD 76.55M | USD 592.58M |
| FY2024 | USD 38.72M | USD 53.41M | USD 75.43M | n/a | 1.97 | USD 380.94M | USD 156.35M | USD 538.39M |
| FY2023 | USD 46.66M | USD 58.67M | USD 92.46M | n/a | 2.17 | USD 522.44M | USD 156.10M | USD 503.82M |
| FY2022 | USD 47.92M | USD 73.93M | USD 95.68M | n/a | 2.68 | USD 112.04M | USD 110.86M | USD 452.87M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 971.09M | 12.1 | 3.0% | 1.13 |
| 2025 | 2025-12-31 | USD 821.85M | 10.9 | 3.5% | 1.09 |
| 2024 | 2024-12-31 | USD 786.26M | 14.7 | 3.6% | 1.04 |
| 2023 | 2023-12-29 | USD 532.21M | 8.3 | 5.3% | 1.04 |
| 2022 | 2022-12-30 | USD 552.18M | 7.4 | 5.1% | 1.04 |
| 2021 | 2021-12-31 | USD 780.71M | 10.0 | 3.4% | 0.96 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 1.13 USD, yield 2.3%.
| Year | Dividends/share |
|---|---|
| FY2025 | 1.09 USD |
| FY2024 | 1.04 USD |
| FY2023 | 1.04 USD |
| FY2022 | 1.04 USD |
About Central Pacific Financial Corp
Central Pacific Financial Corp. operates as the bank holding company for Central Pacific Bank that provides a range of commercial banking products and services to businesses, professionals, and individuals in the United States. The company offers various deposit products and services, including checking, savings and time deposits, cash management and digital banking, trust, and retail brokerage services, as well as money market accounts and certificates of deposit.
Related stock research
Other Financial Services stocks
Frequently asked questions
Is Central Pacific Financial Corp overvalued or undervalued?
Bullrun's valuation model currently marks Central Pacific Financial Corp as 1.6% overvalued.
What is Central Pacific Financial Corp's market cap?
Central Pacific Financial Corp's market capitalization is USD 971.09M.
What is Central Pacific Financial Corp's P/E ratio?
Central Pacific Financial Corp's price-to-earnings (P/E) ratio is 12.1.
Does Central Pacific Financial Corp pay a dividend?
Central Pacific Financial Corp has a dividend yield of 2.3%.
What does Central Pacific Financial Corp do?
Central Pacific Financial Corp. operates as the bank holding company for Central Pacific Bank that provides a range of commercial banking products and services to businesses, professionals, and individuals in the United States. The company offers various deposit products and services, including checking, savings and time deposits, cash management and digital banking, trust, and retail brokerage services, as well as money market accounts and certificates of deposit.