Community Trust Bancorp Inc
Research Community Trust Bancorp Inc (CTBI) on Bullrun: valuation model: 20.0% undervalued, market cap USD 1.39B, P/E 12.8, dividend yield 2.8%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerCTBI
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal20.0% undervalued
- Market capUSD 1.39B
- P/E12.8
- Dividend yield2.8%
- Financial periodQ2 2026
- RevenueUSD 78.49M
- Net incomeUSD 29.62M
- Free cash flowUSD 43.07M
Valuation Snapshot
Bullrun's latest valuation model marks Community Trust Bancorp Inc as 20.0% undervalued; latest market cap is USD 1.39B; P/E is 12.8; dividend yield is 2.8%.
Peer valuation comparison
Latest P/E is 12.78x versus a Financial Services sector median of 13.84x (7.6% below).
Latest dividend yield is 2.78% versus a Financial Services sector median of 3.86% (27.9% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 282.60M | USD 98.06M | USD 97.39M | n/a | 5.43 | USD 363.68M | USD 373.08M | USD 856.07M |
| FY2024 | USD 248.56M | USD 82.81M | USD 97.25M | n/a | 4.61 | USD 369.51M | USD 304.68M | USD 757.58M |
| FY2023 | n/a | USD 78.00M | USD 79.53M | n/a | 4.36 | USD 271.40M | USD 289.99M | USD 702.21M |
| FY2022 | n/a | USD 81.81M | USD 93.47M | n/a | 4.58 | USD 128.69M | USD 273.77M | USD 628.05M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 1.39B | 12.8 | 2.8% | 2.12 |
| 2025 | 2025-12-31 | USD 1.02B | 10.4 | 3.5% | 2 |
| 2024 | 2024-12-31 | USD 957.61M | 11.5 | 3.5% | 1.86 |
| 2023 | 2023-12-29 | USD 789.47M | 9.6 | 4.1% | 1.8 |
| 2022 | 2022-12-30 | USD 822.99M | 10.4 | 3.7% | 1.68 |
| 2021 | 2021-12-31 | USD 778.14M | 8.8 | 3.6% | 1.58 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 2.12 USD, yield 2.8%.
| Year | Dividends/share |
|---|---|
| FY2025 | 2 USD |
| FY2024 | 1.86 USD |
| FY2023 | 1.8 USD |
| FY2022 | 1.68 USD |
About Community Trust Bancorp Inc
Community Trust Bancorp, Inc. operates as the bank holding company for Community Trust Bank, Inc. that provides various commercial and personal banking, and trust and wealth management services. The company accepts time and demand deposits, checking accounts, regular and term savings accounts and savings certificates, individual retirement accounts and Keogh plans, and money market accounts. Its loan portfolio includes commercial, construction, mortgage, and personal loans;
Related stock research
Other Financial Services stocks
Frequently asked questions
Is Community Trust Bancorp Inc overvalued or undervalued?
Bullrun's valuation model currently marks Community Trust Bancorp Inc as 20.0% undervalued.
What is Community Trust Bancorp Inc's market cap?
Community Trust Bancorp Inc's market capitalization is USD 1.39B.
What is Community Trust Bancorp Inc's P/E ratio?
Community Trust Bancorp Inc's price-to-earnings (P/E) ratio is 12.8.
Does Community Trust Bancorp Inc pay a dividend?
Community Trust Bancorp Inc has a dividend yield of 2.8%.
What does Community Trust Bancorp Inc do?
Community Trust Bancorp, Inc. operates as the bank holding company for Community Trust Bank, Inc. that provides various commercial and personal banking, and trust and wealth management services. The company accepts time and demand deposits, checking accounts, regular and term savings accounts and savings certificates, individual retirement accounts and Keogh plans, and money market accounts.