Citizens Financial Services Inc

Research Citizens Financial Services Inc (CZFS) on Bullrun: valuation model: 14.7% undervalued, market cap USD 343.65M, P/E 8.7, dividend yield 2.8%. Explore financials, valuation history, model signals, and stock context.

Key Metrics

• TickerCZFS
• ExchangeNASDAQ
• CountryUnited States
• SectorFinancial Services
• IndustryBanks-Regional
• CurrencyUSD
• Valuation signal14.7% undervalued
• Market capUSD 343.65M
• P/E8.7
• Dividend yield2.8%
• Financial periodFY2025
• RevenueUSD 173.24M
• Revenue growth2.7%
• Net incomeUSD 36.57M
• Free cash flowUSD 35.24M

Valuation Snapshot

Bullrun's latest valuation model marks Citizens Financial Services Inc as 14.7% undervalued; latest market cap is USD 343.65M; P/E is 8.7; dividend yield is 2.8%.

About Citizens Financial Services Inc

Citizens Financial Services, Inc., a bank holding company, provides various banking products and services for individual, business, governmental, and institutional customers. The company offers various deposit products, such as checking, savings, and time deposit accounts; loan products, including residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financial services.

Frequently asked questions

Is Citizens Financial Services Inc overvalued or undervalued?

Bullrun's valuation model currently marks Citizens Financial Services Inc as 14.7% undervalued.

What is Citizens Financial Services Inc's market cap?

Citizens Financial Services Inc's market capitalization is USD 343.65M.

What is Citizens Financial Services Inc's P/E ratio?

Citizens Financial Services Inc's price-to-earnings (P/E) ratio is 8.7.

Does Citizens Financial Services Inc pay a dividend?

Citizens Financial Services Inc has a dividend yield of 2.8%.

What does Citizens Financial Services Inc do?

Citizens Financial Services, Inc., a bank holding company, provides various banking products and services for individual, business, governmental, and institutional customers. The company offers various deposit products, such as checking, savings, and time deposit accounts;