ECB Bancorp Inc
Research ECB Bancorp Inc (ECBK) on Bullrun: valuation model: 12.4% overvalued, market cap USD 182.03M, P/E 15.1. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerECBK
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal12.4% overvalued
- Market capUSD 182.03M
- P/E15.1
- Financial periodQ2 2026
- RevenueUSD 10.34M
- Net incomeUSD 3.26M
- Free cash flowUSD 11.78M
Valuation Snapshot
Bullrun's latest valuation model marks ECB Bancorp Inc as 12.4% overvalued; latest market cap is USD 182.03M; P/E is 15.1.
Peer valuation comparison
Latest P/E is 15.12x versus a Financial Services sector median of 13.41x (12.7% above).
Latest P/E is 15.12x versus a United States median of 23.75x (36.3% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 598.00K | USD 7.77M | USD 9.01M | n/a | 0.94 | USD 94.92M | USD 284.82M | USD 171.93M |
| FY2024 | USD 577.00K | USD 3.99M | USD 6.17M | n/a | 0.48 | USD 157.72M | USD 234.00M | USD 168.27M |
| FY2023 | USD 25.84M | USD 4.46M | USD 6.10M | n/a | 0.52 | USD 119.04M | USD 234.00M | USD 164.90M |
| FY2022 | USD 25.04M | USD 2.72M | USD 7.55M | n/a | 0.32 | USD 62.35M | USD 174.00M | USD 162.73M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-10-12 | USD 182.03M | 15.1 | n/a | n/a |
| 2025 | 2025-12-31 | USD 152.91M | 18.5 | n/a | n/a |
| 2024 | 2024-12-31 | USD 134.98M | 30.9 | n/a | n/a |
| 2023 | 2023-12-29 | USD 117.92M | 22.8 | n/a | n/a |
| 2022 | 2022-12-30 | USD 147.26M | 76.4 | n/a | n/a |
About ECB Bancorp Inc
ECB Bancorp, Inc. operating as a holding company for Everett Co-operative Bank that provides various banking products and services. The company accepts various deposit products, including certificate of deposit accounts, individual retirement accounts, money market accounts, savings accounts, demand deposit accounts, and interest-bearing and noninterest-bearing checking accounts.
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Frequently asked questions
Is ECB Bancorp Inc overvalued or undervalued?
Bullrun's valuation model currently marks ECB Bancorp Inc as 12.4% overvalued.
What is ECB Bancorp Inc's market cap?
ECB Bancorp Inc's market capitalization is USD 182.03M.
What is ECB Bancorp Inc's P/E ratio?
ECB Bancorp Inc's price-to-earnings (P/E) ratio is 15.1.
What does ECB Bancorp Inc do?
ECB Bancorp, Inc. operating as a holding company for Everett Co-operative Bank that provides various banking products and services. The company accepts various deposit products, including certificate of deposit accounts, individual retirement accounts, money market accounts, savings accounts, demand deposit accounts, and interest-bearing and noninterest-bearing checking accounts. It offers one- to four-family residential real estate, commercial real estate and multifamily real estate, construction and land, commercial, and consumer loans, as well as home equity loans and lines of credit.