Esquire Financial Holdings Inc
Research Esquire Financial Holdings Inc (ESQ) on Bullrun: valuation model: 12.9% overvalued, market cap USD 1.05B, P/E 20.0, dividend yield 0.6%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerESQ
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal12.9% overvalued
- Market capUSD 1.05B
- P/E20.0
- Dividend yield0.6%
- Financial periodQ2 2026
- RevenueUSD 42.13M
- Net incomeUSD 12.98M
- Free cash flowUSD 13.96M
Valuation Snapshot
Bullrun's latest valuation model marks Esquire Financial Holdings Inc as 12.9% overvalued; latest market cap is USD 1.05B; P/E is 20.0; dividend yield is 0.6%.
Peer valuation comparison
Latest P/E is 20.01x versus a Financial Services sector median of 13.41x (49.2% above).
Latest dividend yield is 0.64% versus a Financial Services sector median of 3.66% (82.5% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 146.56M | USD 50.82M | USD 56.68M | n/a | 5.87 | USD 235.89M | n/a | USD 289.60M |
| FY2024 | USD 124.82M | USD 43.66M | USD 41.50M | n/a | 5.14 | USD 126.33M | n/a | USD 237.09M |
| FY2023 | USD 113.52M | USD 41.01M | USD 41.80M | n/a | 4.91 | USD 165.21M | n/a | USD 198.56M |
| FY2022 | USD 84.27M | USD 28.52M | USD 38.72M | n/a | 3.47 | USD 164.12M | n/a | USD 157.59M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-10-12 | USD 1.05B | 20.0 | 0.6% | 0.78 |
| 2025 | 2025-12-31 | USD 872.94M | 17.4 | 0.7% | 0.72 |
| 2024 | 2024-12-31 | USD 664.21M | 15.4 | 0.8% | 0.6 |
| 2023 | 2023-12-29 | USD 409.88M | 10.3 | 1.0% | 0.49 |
| 2022 | 2022-12-30 | USD 352.54M | 13.5 | 0.6% | 0.28 |
| 2021 | 2021-12-31 | USD 254.80M | 14.0 | n/a | n/a |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 0.78 USD, yield 0.6%.
| Year | Dividends/share |
|---|---|
| FY2025 | 0.7 USD |
| FY2024 | 0.6 USD |
| FY2023 | 0.48 USD |
| FY2022 | 0.28 USD |
About Esquire Financial Holdings Inc
Esquire Financial Holdings, Inc. operates as the bank holding company for Esquire Bank, National Association that provides commercial banking products and services to legal and small businesses, and commercial and retail customers in the United States. The company provides checking, savings, money market, and time deposits, as well as certificates of deposit.
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Frequently asked questions
Is Esquire Financial Holdings Inc overvalued or undervalued?
Bullrun's valuation model currently marks Esquire Financial Holdings Inc as 12.9% overvalued.
What is Esquire Financial Holdings Inc's market cap?
Esquire Financial Holdings Inc's market capitalization is USD 1.05B.
What is Esquire Financial Holdings Inc's P/E ratio?
Esquire Financial Holdings Inc's price-to-earnings (P/E) ratio is 20.0.
Does Esquire Financial Holdings Inc pay a dividend?
Esquire Financial Holdings Inc has a dividend yield of 0.6%.
What does Esquire Financial Holdings Inc do?
Esquire Financial Holdings, Inc. operates as the bank holding company for Esquire Bank, National Association that provides commercial banking products and services to legal and small businesses, and commercial and retail customers in the United States. The company provides checking, savings, money market, and time deposits, as well as certificates of deposit.