First Community Bankshares Inc
Research First Community Bankshares Inc (FCBC) on Bullrun: valuation model: 11.9% overvalued, market cap USD 932.65M, P/E 15.6, dividend yield 4.6%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerFCBC
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal11.9% overvalued
- Market capUSD 932.65M
- P/E15.6
- Dividend yield4.6%
- Financial periodQ2 2026
- RevenueUSD 43.97M
- Net incomeUSD 22.51M
- Free cash flowUSD 17.85M
Valuation Snapshot
Bullrun's latest valuation model marks First Community Bankshares Inc as 11.9% overvalued; latest market cap is USD 932.65M; P/E is 15.6; dividend yield is 4.6%.
Peer valuation comparison
Latest P/E is 15.6x versus a Financial Services sector median of 13.84x (12.8% above).
Latest dividend yield is 4.62% versus a Financial Services sector median of 3.86% (19.8% above).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 157.17M | USD 12.03M | USD 60.00M | n/a | 0.63 | USD 128.10M | USD 0 | USD 500.55M |
| FY2024 | USD 156.22M | USD 11.82M | USD 54.93M | n/a | 0.64 | USD 80.46M | USD 0 | USD 526.39M |
| FY2023 | USD 156.23M | USD 48.02M | USD 59.06M | n/a | 2.72 | USD 79.11M | USD 0 | USD 503.29M |
| FY2022 | n/a | USD 46.66M | USD 57.86M | n/a | 2.82 | USD 398.24M | USD 0 | USD 421.99M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 932.65M | 15.6 | 4.6% | 2.26 |
| 2025 | 2025-12-31 | USD 618.43M | 12.7 | 9.8% | 3.31 |
| 2024 | 2024-12-31 | USD 762.92M | 14.9 | 2.9% | 1.2 |
| 2023 | 2023-12-29 | USD 687.68M | 13.2 | 3.1% | 1.16 |
| 2022 | 2022-12-30 | USD 550.04M | 12.7 | 3.3% | 1.12 |
| 2021 | 2021-12-31 | USD 564.07M | 11.4 | 3.1% | 1.04 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 2.26 USD, yield 4.6%.
| Year | Dividends/share |
|---|---|
| FY2025 | 4.31 USD |
| FY2024 | 1.2 USD |
| FY2023 | 1.16 USD |
| FY2022 | 1.12 USD |
About First Community Bankshares Inc
First Community Bankshares, Inc. operates as the financial holding company for First Community Bank that provides various banking products and services. It offers demand and savings deposits, money market accounts, certificates of deposit, and individual retirement accounts; commercial loans, such as loans to small and mid-size industrial, commercial, and service companies; and consumer real estate loans, including home equity loans, lines of credit, and financing residential properties.
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Frequently asked questions
Is First Community Bankshares Inc overvalued or undervalued?
Bullrun's valuation model currently marks First Community Bankshares Inc as 11.9% overvalued.
What is First Community Bankshares Inc's market cap?
First Community Bankshares Inc's market capitalization is USD 932.65M.
What is First Community Bankshares Inc's P/E ratio?
First Community Bankshares Inc's price-to-earnings (P/E) ratio is 15.6.
Does First Community Bankshares Inc pay a dividend?
First Community Bankshares Inc has a dividend yield of 4.6%.
What does First Community Bankshares Inc do?
First Community Bankshares, Inc. operates as the financial holding company for First Community Bank that provides various banking products and services. It offers demand and savings deposits, money market accounts, certificates of deposit, and individual retirement accounts; commercial loans, such as loans to small and mid-size industrial, commercial, and service companies; and consumer real estate loans, including home equity loans, lines of credit, and financing residential properties.