First Community Corp
Research First Community Corp (FCCO) on Bullrun: valuation model: 8.1% overvalued, market cap USD 319.78M, P/E 12.7, dividend yield 2.0%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerFCCO
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal8.1% overvalued
- Market capUSD 319.78M
- P/E12.7
- Dividend yield2.0%
- Financial periodQ1 2026
- RevenueUSD 21.52M
- Net incomeUSD 5.50M
- Free cash flow-USD 2.49M
Valuation Snapshot
Bullrun's latest valuation model marks First Community Corp as 8.1% overvalued; latest market cap is USD 319.78M; P/E is 12.7; dividend yield is 2.0%.
Peer valuation comparison
Latest P/E is 12.72x versus a Financial Services sector median of 13.84x (8.1% below).
Latest dividend yield is 1.95% versus a Financial Services sector median of 3.86% (49.4% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 922.00K | USD 19.21M | USD 17.58M | n/a | 2.47 | USD 161.06M | USD 17.34M | USD 167.56M |
| FY2024 | USD 952.00K | USD 13.96M | USD 10.53M | n/a | 1.81 | USD 149.83M | USD 17.61M | USD 144.49M |
| FY2023 | USD 963.00K | USD 11.84M | USD 11.95M | n/a | 1.55 | USD 94.70M | USD 108.39M | USD 131.06M |
| FY2022 | USD 960.00K | USD 14.61M | USD 20.90M | n/a | 1.92 | USD 37.40M | USD 14.96M | USD 118.36M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 319.78M | 12.7 | 1.9% | 0.65 |
| 2025 | 2025-12-31 | USD 228.10M | 12.0 | 2.1% | 0.62 |
| 2024 | 2024-12-31 | USD 183.47M | 13.3 | 2.4% | 0.58 |
| 2023 | 2023-12-29 | USD 163.62M | 13.0 | 2.6% | 0.56 |
| 2022 | 2022-12-30 | USD 165.76M | 11.5 | 2.4% | 0.52 |
| 2021 | 2021-12-31 | USD 157.61M | 10.2 | 2.3% | 0.48 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 0.65 USD, yield 2.0%.
| Year | Dividends/share |
|---|---|
| FY2025 | 0.62 USD |
| FY2024 | 0.58 USD |
| FY2023 | 0.56 USD |
| FY2022 | 0.52 USD |
About First Community Corp
First Community Corporation operates as the bank holding company for First Community Bank that provides various commercial and retail banking products and services to small-to-medium sized businesses, professionals, and individuals. It operates through Commercial and Retail Banking, Mortgage Banking, and Investment Advisory and Non-Deposit segments. The company's deposit products include checking, NOW, savings, and individual retirement accounts;
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Frequently asked questions
Is First Community Corp overvalued or undervalued?
Bullrun's valuation model currently marks First Community Corp as 8.1% overvalued.
What is First Community Corp's market cap?
First Community Corp's market capitalization is USD 319.78M.
What is First Community Corp's P/E ratio?
First Community Corp's price-to-earnings (P/E) ratio is 12.7.
Does First Community Corp pay a dividend?
First Community Corp has a dividend yield of 2.0%.
What does First Community Corp do?
First Community Corporation operates as the bank holding company for First Community Bank that provides various commercial and retail banking products and services to small-to-medium sized businesses, professionals, and individuals. It operates through Commercial and Retail Banking, Mortgage Banking, and Investment Advisory and Non-Deposit segments. The company's deposit products include checking, NOW, savings, and individual retirement accounts; and demand deposits, as well as other time deposits, such as daily money market accounts and longer-term certificates of deposit.