First Commonwealth Financial Corp
Research First Commonwealth Financial Corp (FCF) on Bullrun: valuation model: 5.6% overvalued, market cap USD 2.10B, P/E 12.7, dividend yield 2.6%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerFCF
- ExchangeNYSE
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal5.6% overvalued
- Market capUSD 2.10B
- P/E12.7
- Dividend yield2.6%
- Financial periodQ1 2026
- RevenueUSD 133.56M
- Net incomeUSD 37.55M
- Free cash flowUSD 82.46M
Valuation Snapshot
Bullrun's latest valuation model marks First Commonwealth Financial Corp as 5.6% overvalued; latest market cap is USD 2.10B; P/E is 12.7; dividend yield is 2.6%.
Peer valuation comparison
Latest P/E is 12.69x versus a Financial Services sector median of 13.84x (8.3% below).
Latest dividend yield is 2.64% versus a Financial Services sector median of 3.86% (31.5% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 522.84M | USD 152.30M | USD 171.45M | n/a | 1.47 | USD 180.36M | USD 147.97M | USD 1.55B |
| FY2024 | USD 478.05M | USD 142.57M | USD 113.92M | n/a | 1.39 | USD 133.41M | USD 80.14M | USD 1.41B |
| FY2023 | n/a | USD 157.06M | USD 128.73M | n/a | 1.54 | USD 146.99M | USD 597.84M | USD 1.31B |
| FY2022 | n/a | USD 128.18M | USD 140.21M | n/a | 1.37 | USD 154.24M | USD 372.69M | USD 1.05B |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 2.10B | 12.7 | 2.7% | 0.55 |
| 2025 | 2025-12-31 | USD 1.73B | 11.5 | 3.3% | 0.55 |
| 2024 | 2024-12-31 | USD 1.72B | 12.2 | 3.1% | 0.52 |
| 2023 | 2023-12-29 | USD 1.58B | 10.4 | 3.3% | 0.51 |
| 2022 | 2022-12-30 | USD 1.30B | 10.3 | 3.4% | 0.48 |
| 2021 | 2021-12-31 | USD 1.52B | 11.2 | 2.9% | 0.47 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 0.55 USD, yield 2.6%.
| Year | Dividends/share |
|---|---|
| FY2025 | 0.54 USD |
| FY2024 | 0.52 USD |
| FY2023 | 0.5 USD |
| FY2022 | 0.48 USD |
About First Commonwealth Financial Corp
First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking products and services in the United States. The company's consumer services include internet, mobile, and telephone banking; an automated teller machine network;
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Frequently asked questions
Is First Commonwealth Financial Corp overvalued or undervalued?
Bullrun's valuation model currently marks First Commonwealth Financial Corp as 5.6% overvalued.
What is First Commonwealth Financial Corp's market cap?
First Commonwealth Financial Corp's market capitalization is USD 2.10B.
What is First Commonwealth Financial Corp's P/E ratio?
First Commonwealth Financial Corp's price-to-earnings (P/E) ratio is 12.7.
Does First Commonwealth Financial Corp pay a dividend?
First Commonwealth Financial Corp has a dividend yield of 2.6%.
What does First Commonwealth Financial Corp do?
First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking products and services in the United States.