First Financial Bancorp
Research First Financial Bancorp (FFBC) on Bullrun: valuation model: 2.4% overvalued, market cap USD 3.43B, P/E 11.5, dividend yield 3.1%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerFFBC
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal2.4% overvalued
- Market capUSD 3.43B
- P/E11.5
- Dividend yield3.1%
- Financial periodQ2 2026
- RevenueUSD 260.98M
- Net incomeUSD 76.46M
- Free cash flowUSD 21.07M
Valuation Snapshot
Bullrun's latest valuation model marks First Financial Bancorp as 2.4% overvalued; latest market cap is USD 3.43B; P/E is 11.5; dividend yield is 3.1%.
Peer valuation comparison
Latest P/E is 11.54x versus a Financial Services sector median of 13.84x (16.6% below).
Latest dividend yield is 3.06% versus a Financial Services sector median of 3.86% (20.6% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 899.48M | USD 255.61K | USD 317.10M | n/a | 2.66 | USD 178.55M | USD 1.19B | USD 2.77B |
| FY2024 | USD 835.58M | USD 228.83K | USD 241.08M | n/a | 2.4 | USD 174.26M | USD 1.10B | USD 2.44B |
| FY2023 | USD 840.19M | USD 255.86K | USD 462.83M | n/a | 2.69 | USD 213.06M | USD 1.28B | USD 2.27B |
| FY2022 | n/a | USD 217.61K | USD 187.07M | n/a | 2.3 | USD 207.50M | USD 1.63B | USD 2.04B |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 3.43B | 11.5 | 3.1% | 1 |
| 2025 | 2025-12-31 | USD 2.47B | 9.4 | 3.9% | 0.98 |
| 2024 | 2024-12-31 | USD 2.57B | 11.2 | 3.5% | 0.94 |
| 2023 | 2023-12-29 | USD 2.26B | 8.4 | 3.9% | 0.92 |
| 2022 | 2022-12-30 | USD 2.30B | 11.7 | 3.8% | 0.92 |
| 2021 | 2021-12-31 | USD 2.30B | 11.4 | 3.8% | 0.92 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 1 USD, yield 3.1%.
| Year | Dividends/share |
|---|---|
| FY2025 | 0.98 USD |
| FY2024 | 0.94 USD |
| FY2023 | 0.92 USD |
| FY2022 | 0.92 USD |
About First Financial Bancorp
First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and banking-related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company offers checking and savings accounts; and accepts various deposit products, such as interest-bearing and non-interest-bearing accounts, time deposits, and cash management services for retail and commercial customers.
Related stock research
Other Financial Services stocks
Frequently asked questions
Is First Financial Bancorp overvalued or undervalued?
Bullrun's valuation model currently marks First Financial Bancorp as 2.4% overvalued.
What is First Financial Bancorp's market cap?
First Financial Bancorp's market capitalization is USD 3.43B.
What is First Financial Bancorp's P/E ratio?
First Financial Bancorp's price-to-earnings (P/E) ratio is 11.5.
Does First Financial Bancorp pay a dividend?
First Financial Bancorp has a dividend yield of 3.1%.
What does First Financial Bancorp do?
First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and banking-related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company offers checking and savings accounts; and accepts various deposit products, such as interest-bearing and non-interest-bearing accounts, time deposits, and cash management services for retail and commercial customers.