First Financial Bankshares Inc
Research First Financial Bankshares Inc (FFIN) on Bullrun: valuation model: 11.5% overvalued, market cap USD 4.80B, P/E 18.0, dividend yield 2.4%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerFFIN
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal11.5% overvalued
- Market capUSD 4.80B
- P/E18.0
- Dividend yield2.4%
- Financial periodQ2 2026
- RevenueUSD 169.48M
- Net incomeUSD 71.89M
- Free cash flowUSD 75.19M
Valuation Snapshot
Bullrun's latest valuation model marks First Financial Bankshares Inc as 11.5% overvalued; latest market cap is USD 4.80B; P/E is 18.0; dividend yield is 2.4%.
Peer valuation comparison
Latest P/E is 17.99x versus a Financial Services sector median of 13.84x (30.0% above).
Latest dividend yield is 2.39% versus a Financial Services sector median of 3.86% (38.0% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 617.11M | USD 253.58M | USD 286.01M | n/a | 1.77 | USD 1.08B | USD 21.68M | USD 1.92B |
| FY2024 | USD 537.04M | USD 223.51M | USD 292.92M | n/a | 1.56 | USD 763.41M | USD 135.60M | USD 1.61B |
| FY2023 | USD 478.05M | USD 198.98M | USD 267.57M | n/a | 1.39 | USD 536.59M | USD 22.15M | USD 1.50B |
| FY2022 | n/a | USD 234.48M | USD 308.49M | n/a | 1.64 | USD 330.68M | USD 23.68M | USD 1.27B |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 4.80B | 18.0 | 2.3% | 0.79 |
| 2025 | 2025-12-31 | USD 4.25B | 16.9 | 2.5% | 0.75 |
| 2024 | 2024-12-31 | USD 5.12B | 23.1 | 2.0% | 0.72 |
| 2023 | 2023-12-29 | USD 4.32B | 20.5 | 2.3% | 0.71 |
| 2022 | 2022-12-30 | USD 4.91B | 21.4 | 1.9% | 0.66 |
| 2021 | 2021-12-31 | USD 7.20B | 32.0 | 1.1% | 0.58 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 0.79 USD, yield 2.4%.
| Year | Dividends/share |
|---|---|
| FY2025 | 0.75 USD |
| FY2024 | 0.72 USD |
| FY2023 | 0.71 USD |
| FY2022 | 0.66 USD |
About First Financial Bankshares Inc
First Financial Bankshares, Inc., through its subsidiaries, provides banking services in the United States. The company offers general commercial banking services, including checking, savings and time deposits, loans, automated teller machines, drive-in and night deposit services, safe deposit facilities, remote deposit capture, internet banking, mobile banking, payroll cards, funds transfer, and other customary commercial banking service, as well as securities brokerage services.
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Frequently asked questions
Is First Financial Bankshares Inc overvalued or undervalued?
Bullrun's valuation model currently marks First Financial Bankshares Inc as 11.5% overvalued.
What is First Financial Bankshares Inc's market cap?
First Financial Bankshares Inc's market capitalization is USD 4.80B.
What is First Financial Bankshares Inc's P/E ratio?
First Financial Bankshares Inc's price-to-earnings (P/E) ratio is 18.0.
Does First Financial Bankshares Inc pay a dividend?
First Financial Bankshares Inc has a dividend yield of 2.4%.
What does First Financial Bankshares Inc do?
First Financial Bankshares, Inc., through its subsidiaries, provides banking services in the United States. The company offers general commercial banking services, including checking, savings and time deposits, loans, automated teller machines, drive-in and night deposit services, safe deposit facilities, remote deposit capture, internet banking, mobile banking, payroll cards, funds transfer, and other customary commercial banking service, as well as securities brokerage services.