First Bancorp Inc (ME)
Research First Bancorp Inc (ME) (FNLC) on Bullrun: valuation model: 3.8% undervalued, market cap USD 390.36M, P/E 10.3, dividend yield 4.3%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerFNLC
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal3.8% undervalued
- Market capUSD 390.36M
- P/E10.3
- Dividend yield4.3%
- Financial periodQ2 2026
- RevenueUSD 25.82M
- Net incomeUSD 9.56M
- Free cash flow-USD 13.16M
Valuation Snapshot
Bullrun's latest valuation model marks First Bancorp Inc (ME) as 3.8% undervalued; latest market cap is USD 390.36M; P/E is 10.3; dividend yield is 4.3%.
Peer valuation comparison
Latest P/E is 10.28x versus a Financial Services sector median of 13.84x (25.7% below).
Latest dividend yield is 4.32% versus a Financial Services sector median of 3.86% (12.1% above).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 94.77M | USD 34.39M | USD 34.59M | n/a | 3.07 | USD 27.78M | USD 187.82M | USD 283.14M |
| FY2024 | USD 80.79M | USD 27.05M | USD 24.57M | n/a | 2.43 | USD 27.64M | USD 146.28M | USD 252.49M |
| FY2023 | n/a | USD 29.52M | USD 34.28M | n/a | 2.66 | USD 31.94M | USD 69.65M | USD 243.08M |
| FY2022 | n/a | USD 38.99M | USD 39.81M | n/a | 3.53 | USD 22.73M | USD 103.48M | USD 228.92M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 390.36M | 10.3 | 4.3% | 1.49 |
| 2025 | 2025-12-31 | USD 296.72M | 8.6 | 5.5% | 1.46 |
| 2024 | 2024-12-31 | USD 305.10M | 11.3 | 5.2% | 1.42 |
| 2023 | 2023-12-29 | USD 313.07M | 9.8 | 4.9% | 1.38 |
| 2022 | 2022-12-30 | USD 330.60M | 8.4 | 4.4% | 1.32 |
| 2021 | 2021-12-31 | USD 345.36M | 9.5 | 4.0% | 1.26 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 1.49 USD, yield 4.3%.
| Year | Dividends/share |
|---|---|
| FY2025 | 1.47 USD |
| FY2024 | 1.43 USD |
| FY2023 | 1.39 USD |
| FY2022 | 1.34 USD |
About First Bancorp Inc (ME)
The First Bancorp, Inc. operates as the bank holding company for First National Bank that provides a range of banking products and services to individual and corporate customers. It accepts various deposit products, including demand, NOW, time, savings, money market, and certificates of deposit accounts.
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Frequently asked questions
Is First Bancorp Inc (ME) overvalued or undervalued?
Bullrun's valuation model currently marks First Bancorp Inc (ME) as 3.8% undervalued.
What is First Bancorp Inc (ME)'s market cap?
First Bancorp Inc (ME)'s market capitalization is USD 390.36M.
What is First Bancorp Inc (ME)'s P/E ratio?
First Bancorp Inc (ME)'s price-to-earnings (P/E) ratio is 10.3.
Does First Bancorp Inc (ME) pay a dividend?
First Bancorp Inc (ME) has a dividend yield of 4.3%.
What does First Bancorp Inc (ME) do?
The First Bancorp, Inc. operates as the bank holding company for First National Bank that provides a range of banking products and services to individual and corporate customers. It accepts various deposit products, including demand, NOW, time, savings, money market, and certificates of deposit accounts.