First United Corporation
Research First United Corporation (FUNC) on Bullrun: valuation model: 22.0% undervalued, market cap USD 278.61M, P/E 11.2, dividend yield 2.4%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerFUNC
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal22.0% undervalued
- Market capUSD 278.61M
- P/E11.2
- Dividend yield2.4%
- Financial periodQ2 2026
- RevenueUSD 23.94M
- Net incomeUSD 5.67M
- Free cash flowUSD 4.66M
Valuation Snapshot
Bullrun's latest valuation model marks First United Corporation as 22.0% undervalued; latest market cap is USD 278.61M; P/E is 11.2; dividend yield is 2.4%.
Peer valuation comparison
Latest P/E is 11.19x versus a Financial Services sector median of 13.84x (19.1% below).
Latest dividend yield is 2.41% versus a Financial Services sector median of 3.86% (37.5% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 18.43M | USD 24.52M | USD 15.41M | n/a | 3.77 | USD 131.61M | USD 113.59M | USD 203.63M |
| FY2024 | USD 17.72M | USD 20.57M | USD 20.36M | n/a | 3.15 | USD 78.33M | USD 186.34M | USD 179.30M |
| FY2023 | USD 16.67M | USD 15.06M | USD 22.12M | n/a | 2.25 | USD 49.75M | USD 156.35M | USD 161.87M |
| FY2022 | USD 16.16M | USD 25.05M | USD 22.97M | n/a | 3.76 | USD 74.32M | USD 95.49M | USD 151.79M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 278.61M | 11.2 | 2.4% | 1.04 |
| 2025 | 2025-12-31 | USD 243.34M | 9.9 | 2.5% | 0.92 |
| 2024 | 2024-12-31 | USD 218.14M | 10.7 | 2.4% | 0.82 |
| 2023 | 2023-12-29 | USD 157.19M | 7.8 | 3.3% | 0.78 |
| 2022 | 2022-12-30 | USD 130.80M | 5.1 | 3.1% | 0.6 |
| 2021 | 2021-12-31 | USD 124.21M | 6.3 | 3.1% | 0.58 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 1.04 USD, yield 2.4%.
| Year | Dividends/share |
|---|---|
| FY2025 | 0.96 USD |
| FY2024 | 0.84 USD |
| FY2023 | 0.8 USD |
| FY2022 | 0.63 USD |
About First United Corporation
First United Corporation operates as the bank holding company for First United Bank & Trust that provides various retail and commercial banking services to businesses and individuals in the United States. It operates through Community Banking and Wealth Management segments. The company offers deposit products, such as checking, savings, money market, individual retirement (IRA), employee benefit, and health savings accounts; regular and IRA certificates of deposit (CD); and demand deposits.
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Frequently asked questions
Is First United Corporation overvalued or undervalued?
Bullrun's valuation model currently marks First United Corporation as 22.0% undervalued.
What is First United Corporation's market cap?
First United Corporation's market capitalization is USD 278.61M.
What is First United Corporation's P/E ratio?
First United Corporation's price-to-earnings (P/E) ratio is 11.2.
Does First United Corporation pay a dividend?
First United Corporation has a dividend yield of 2.4%.
What does First United Corporation do?
First United Corporation operates as the bank holding company for First United Bank & Trust that provides various retail and commercial banking services to businesses and individuals in the United States. It operates through Community Banking and Wealth Management segments. The company offers deposit products, such as checking, savings, money market, individual retirement (IRA), employee benefit, and health savings accounts; regular and IRA certificates of deposit (CD); and demand deposits.