German American Bancorp Inc
Research German American Bancorp Inc (GABC) on Bullrun: valuation model: 7.1% overvalued, market cap USD 1.86B, P/E 13.1, dividend yield 2.5%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerGABC
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal7.1% overvalued
- Market capUSD 1.86B
- P/E13.1
- Dividend yield2.5%
- Financial periodQ2 2026
- RevenueUSD 99.95M
- Net incomeUSD 38.17M
- Free cash flowUSD 55.26M
Valuation Snapshot
Bullrun's latest valuation model marks German American Bancorp Inc as 7.1% overvalued; latest market cap is USD 1.86B; P/E is 13.1; dividend yield is 2.5%.
Peer valuation comparison
Latest P/E is 13.11x versus a Financial Services sector median of 13.84x (5.3% below).
Latest dividend yield is 2.46% versus a Financial Services sector median of 3.86% (36.2% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 487.40M | USD 112.64M | USD 154.00M | n/a | 3.06 | USD 118.38M | USD 100.00M | USD 1.16B |
| FY2024 | USD 353.70M | USD 83.81M | USD 90.72M | n/a | 2.83 | USD 188.79M | USD 114.63M | USD 715.07M |
| FY2023 | USD 316.92M | USD 85.89M | USD 101.49M | n/a | 2.91 | USD 115.33M | USD 89.55M | USD 663.56M |
| FY2022 | USD 278.06M | USD 81.83M | USD 102.18M | n/a | 2.78 | USD 117.38M | USD 64.46M | USD 558.39M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 1.86B | 13.1 | 2.5% | 1.22 |
| 2025 | 2025-12-31 | USD 1.47B | 12.9 | 3.0% | 1.16 |
| 2024 | 2024-12-31 | USD 1.19B | 14.2 | 2.7% | 1.08 |
| 2023 | 2023-12-29 | USD 958.54M | 10.8 | 3.1% | 1 |
| 2022 | 2022-12-30 | USD 1.10B | 14.0 | 2.5% | 0.92 |
| 2021 | 2021-12-31 | USD 1.04B | 12.3 | 2.2% | 0.84 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 1.22 USD, yield 2.5%.
| Year | Dividends/share |
|---|---|
| FY2025 | 1.16 USD |
| FY2024 | 1.08 USD |
| FY2023 | 1 USD |
| FY2022 | 0.92 USD |
About German American Bancorp Inc
German American Bancorp, Inc. operates as a financial holding company for German American Bank that provides retail and commercial banking, and wealth management services. The company operates through Core Banking, and Wealth Management segments. The Core Banking segment accepts deposits from the general public; and originates consumer, commercial and agricultural, commercial and agricultural real estate, and residential mortgage loans, as well as sells residential mortgage loans in the secondary market.
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Frequently asked questions
Is German American Bancorp Inc overvalued or undervalued?
Bullrun's valuation model currently marks German American Bancorp Inc as 7.1% overvalued.
What is German American Bancorp Inc's market cap?
German American Bancorp Inc's market capitalization is USD 1.86B.
What is German American Bancorp Inc's P/E ratio?
German American Bancorp Inc's price-to-earnings (P/E) ratio is 13.1.
Does German American Bancorp Inc pay a dividend?
German American Bancorp Inc has a dividend yield of 2.5%.
What does German American Bancorp Inc do?
German American Bancorp, Inc. operates as a financial holding company for German American Bank that provides retail and commercial banking, and wealth management services. The company operates through Core Banking, and Wealth Management segments. The Core Banking segment accepts deposits from the general public; and originates consumer, commercial and agricultural, commercial and agricultural real estate, and residential mortgage loans, as well as sells residential mortgage loans in the secondary market.