Hanmi Financial Corp
Research Hanmi Financial Corp (HAFC) on Bullrun: valuation model: 13.1% undervalued, market cap USD 917.97M, P/E 10.4, dividend yield 3.6%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerHAFC
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal13.1% undervalued
- Market capUSD 917.97M
- P/E10.4
- Dividend yield3.6%
- Financial periodQ2 2026
- RevenueUSD 72.21M
- Net incomeUSD 23.51M
- Free cash flow-USD 9.92M
Valuation Snapshot
Bullrun's latest valuation model marks Hanmi Financial Corp as 13.1% undervalued; latest market cap is USD 917.97M; P/E is 10.4; dividend yield is 3.6%.
Peer valuation comparison
Latest P/E is 10.41x versus a Financial Services sector median of 13.84x (24.8% below).
Latest dividend yield is 3.56% versus a Financial Services sector median of 3.86% (7.7% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 270.17M | USD 76.10M | USD 203.70M | n/a | 2.51 | USD 212.84M | USD 280.46M | USD 796.39M |
| FY2024 | USD 234.36M | USD 62.20M | USD 49.94M | n/a | 2.05 | USD 304.80M | USD 393.14M | USD 732.17M |
| FY2023 | USD 255.45M | USD 80.00M | USD 106.84M | n/a | 2.62 | USD 302.32M | USD 455.01M | USD 701.89M |
| FY2022 | USD 271.85M | USD 101.40M | USD 145.38M | n/a | 3.32 | USD 352.42M | USD 274.11M | USD 637.52M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 917.97M | 10.4 | 3.6% | 1.11 |
| 2025 | 2025-12-31 | USD 808.06M | 10.7 | 4.0% | 1.08 |
| 2024 | 2024-12-31 | USD 713.23M | 11.5 | 4.2% | 1 |
| 2023 | 2023-12-29 | USD 589.65M | 6.6 | 5.2% | 1 |
| 2022 | 2022-12-30 | USD 754.53M | 7.1 | 3.8% | 0.94 |
| 2021 | 2021-12-31 | USD 720.04M | 7.3 | 2.3% | 0.54 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 1.11 USD, yield 3.6%.
| Year | Dividends/share |
|---|---|
| FY2025 | 1.08 USD |
| FY2024 | 1 USD |
| FY2023 | 1 USD |
| FY2022 | 0.94 USD |
About Hanmi Financial Corp
Hanmi Financial Corporation operates as the holding company for Hanmi Bank that provides business banking products and services in the United States. The company offers deposit products, including noninterest-bearing checking, negotiable order of withdrawal, savings, and money market accounts, as well as certificates of deposit. It also provides real estate loans, such as commercial property, construction, and residential property loans;
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Frequently asked questions
Is Hanmi Financial Corp overvalued or undervalued?
Bullrun's valuation model currently marks Hanmi Financial Corp as 13.1% undervalued.
What is Hanmi Financial Corp's market cap?
Hanmi Financial Corp's market capitalization is USD 917.97M.
What is Hanmi Financial Corp's P/E ratio?
Hanmi Financial Corp's price-to-earnings (P/E) ratio is 10.4.
Does Hanmi Financial Corp pay a dividend?
Hanmi Financial Corp has a dividend yield of 3.6%.
What does Hanmi Financial Corp do?
Hanmi Financial Corporation operates as the holding company for Hanmi Bank that provides business banking products and services in the United States. The company offers deposit products, including noninterest-bearing checking, negotiable order of withdrawal, savings, and money market accounts, as well as certificates of deposit.