International Bancshares Corp
Research International Bancshares Corp (IBOC) on Bullrun: valuation model: 3.7% undervalued, market cap USD 4.40B, P/E 10.7, dividend yield 2.1%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerIBOC
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal3.7% undervalued
- Market capUSD 4.40B
- P/E10.7
- Dividend yield2.1%
- Financial periodQ2 2026
- RevenueUSD 214.82M
- Net incomeUSD 95.81M
- Free cash flowUSD 88.56M
Valuation Snapshot
Bullrun's latest valuation model marks International Bancshares Corp as 3.7% undervalued; latest market cap is USD 4.40B; P/E is 10.7; dividend yield is 2.1%.
Peer valuation comparison
Latest P/E is 10.68x versus a Financial Services sector median of 13.84x (22.8% below).
Latest dividend yield is 2.07% versus a Financial Services sector median of 3.86% (46.3% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 842.17M | USD 412.29M | USD 472.94M | n/a | 6.62 | USD 536.49M | USD 119.20M | USD 3.25B |
| FY2024 | USD 833.64M | USD 409.17M | USD 459.80M | n/a | 6.57 | USD 352.65M | USD 119.41M | USD 2.80B |
| FY2023 | n/a | USD 411.77M | USD 446.94M | n/a | 6.62 | USD 651.06M | USD 119.61M | USD 2.45B |
| FY2022 | n/a | USD 300.23M | USD 368.73M | n/a | 4.78 | USD 2.09B | USD 570.64M | USD 2.04B |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 4.40B | 10.7 | 2.1% | 1.46 |
| 2025 | 2025-12-31 | USD 4.13B | 10.0 | 2.1% | 1.4 |
| 2024 | 2024-12-31 | USD 3.93B | 9.6 | 2.1% | 1.32 |
| 2023 | 2023-12-29 | USD 3.37B | 8.3 | 2.3% | 1.26 |
| 2022 | 2022-12-30 | USD 2.84B | 11.5 | 2.6% | 1.2 |
| 2021 | 2021-12-31 | USD 2.69B | 10.6 | 2.7% | 1.15 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 1.46 USD, yield 2.1%.
| Year | Dividends/share |
|---|---|
| FY2025 | 1.4 USD |
| FY2024 | 1.32 USD |
| FY2023 | 1.26 USD |
| FY2022 | 1.2 USD |
About International Bancshares Corp
International Bancshares Corporation, a multibank financial holding company, engages in the provision of commercial and retail banking services in Texas and the State of Oklahoma. The company accepts checking and saving deposits; and offers commercial, real estate, personal, home improvement, automobile, and other installment and term loans. It also provides international banking services, including letters of credit, commercial and industrial loans, and foreign exchange services.
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Frequently asked questions
Is International Bancshares Corp overvalued or undervalued?
Bullrun's valuation model currently marks International Bancshares Corp as 3.7% undervalued.
What is International Bancshares Corp's market cap?
International Bancshares Corp's market capitalization is USD 4.40B.
What is International Bancshares Corp's P/E ratio?
International Bancshares Corp's price-to-earnings (P/E) ratio is 10.7.
Does International Bancshares Corp pay a dividend?
International Bancshares Corp has a dividend yield of 2.1%.
What does International Bancshares Corp do?
International Bancshares Corporation, a multibank financial holding company, engages in the provision of commercial and retail banking services in Texas and the State of Oklahoma. The company accepts checking and saving deposits; and offers commercial, real estate, personal, home improvement, automobile, and other installment and term loans. It also provides international banking services, including letters of credit, commercial and industrial loans, and foreign exchange services.