Isabella Bank Corporation
Research Isabella Bank Corporation (ISBA) on Bullrun: valuation model: 16.8% overvalued, market cap USD 311.04M, P/E 20.3, dividend yield 2.7%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerISBA
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal16.8% overvalued
- Market capUSD 311.04M
- P/E20.3
- Dividend yield2.7%
- Financial periodQ3 2026
- RevenueUSD 23.37M
- Net incomeUSD 6.61M
- Free cash flowUSD 4.86M
Valuation Snapshot
Bullrun's latest valuation model marks Isabella Bank Corporation as 16.8% overvalued; latest market cap is USD 311.04M; P/E is 20.3; dividend yield is 2.7%.
Peer valuation comparison
Latest P/E is 20.25x versus a Financial Services sector median of 13.04x (55.3% above).
Latest dividend yield is 2.72% versus a Financial Services sector median of 3.48% (21.8% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 76.30M | USD 18.91M | USD 23.34M | n/a | 2.56 | USD 26.04M | USD 74.51M | USD 231.40M |
| FY2024 | USD 68.44M | USD 13.89M | USD 17.53M | n/a | 1.86 | USD 24.54M | USD 59.42M | USD 210.28M |
| FY2023 | USD 70.00M | USD 18.17M | USD 20.12M | n/a | 2.4 | USD 33.67M | USD 69.34M | USD 202.40M |
| FY2022 | USD 71.23M | USD 22.24M | USD 23.68M | n/a | 2.91 | USD 38.92M | USD 29.25M | USD 186.21M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-11-06 | USD 311.04M | 20.3 | 2.8% | 1.12 |
| 2025 | 2025-12-31 | USD 359.63M | 19.5 | 2.2% | 1.12 |
| 2024 | 2024-12-31 | USD 189.27M | 14.0 | 4.3% | 1.12 |
| 2023 | 2023-12-29 | USD 158.18M | 7.9 | 5.2% | 1.12 |
| 2022 | 2022-12-30 | USD 177.82M | 8.6 | 4.6% | 1.09 |
| 2021 | 2021-12-31 | USD 190.57M | 10.3 | 4.2% | 1.08 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 1.12 USD, yield 2.7%.
| Year | Dividends/share |
|---|---|
| FY2025 | 1.12 USD |
| FY2024 | 1.12 USD |
| FY2023 | 1.12 USD |
| FY2022 | 1.09 USD |
About Isabella Bank Corporation
Isabella Bank Corporation operates as the bank holding company for Isabella Bank that provides banking and wealth management services to businesses, institutions, and individuals and their families in Michigan, the United States. The company offers deposit products, including checking and savings accounts; and certificates of deposit, direct deposits, and cash management services.
ETFs that hold Isabella Bank Corporation
US-listed ETFs
Isabella Bank Corporation is held by 16 US-listed ETFs, going by the latest portfolios they filed with the SEC. The 8 most traded of them:
| ETF | Weight | Fee |
|---|---|---|
| iShares Russell 2000 ETF (IWM) | 0.01% | 0.19% |
| Vanguard Morningstar Total Stock Market ETF (VTI) | <0.01% | 0.03% |
| Avantis US Small Cap Value ETF (AVUV) | <0.01% | 0.25% |
| iShares Russell 2000 Value ETF (IWN) | 0.02% | 0.24% |
| Vanguard Extended Market Index Fund ETF Shares (VXF) | <0.01% | 0.05% |
| U.S. Core Equity 2 Portfolio-ETF Class Shares (DFAC) | <0.01% | 0.17% |
| U.S. Small Cap Portfolio-ETF Class Shares (DFAS) | <0.01% | 0.26% |
| iShares Micro-Cap ETF (IWC) | 0.06% | 0.60% |
Portfolios as filed with the SEC on Form N-PORT, dated May to July 2026. Brokers in the EU generally do not offer US-listed ETFs to retail investors.
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Frequently asked questions
Is Isabella Bank Corporation overvalued or undervalued?
Bullrun's valuation model currently marks Isabella Bank Corporation as 16.8% overvalued.
What is Isabella Bank Corporation's market cap?
Isabella Bank Corporation's market capitalization is USD 311.04M.
What is Isabella Bank Corporation's P/E ratio?
Isabella Bank Corporation's price-to-earnings (P/E) ratio is 20.3.
Does Isabella Bank Corporation pay a dividend?
Isabella Bank Corporation has a dividend yield of 2.7%.
What does Isabella Bank Corporation do?
Isabella Bank Corporation operates as the bank holding company for Isabella Bank that provides banking and wealth management services to businesses, institutions, and individuals and their families in Michigan, the United States. The company offers deposit products, including checking and savings accounts; and certificates of deposit, direct deposits, and cash management services. Its loan portfolio comprises commercial, agricultural, and residential real estate loans, as well as consumer loans, including secured and unsecured personal loans.