Kentucky First Federal Bancorp
Research Kentucky First Federal Bancorp (KFFB) on Bullrun: valuation model: 37.2% overvalued, market cap USD 46.42M, P/E 24.3, dividend yield 0.9%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerKFFB
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal37.2% overvalued
- Market capUSD 46.42M
- P/E24.3
- Dividend yield0.9%
- Financial periodQ1 2026
- RevenueUSD 10.91M
- Net incomeUSD 1.41M
- Free cash flowUSD 823.00K
Valuation Snapshot
Bullrun's latest valuation model marks Kentucky First Federal Bancorp as 37.2% overvalued; latest market cap is USD 46.42M; P/E is 24.3; dividend yield is 0.9%.
Peer valuation comparison
Latest P/E is 24.33x versus a Financial Services sector median of 13.41x (81.4% above).
Latest dividend yield is 0.87% versus a Financial Services sector median of 3.66% (76.2% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | n/a | USD 181.00K | -USD 235.00K | n/a | 0.02 | USD 19.48M | USD 51.45M | USD 48.37M |
| FY2024 | USD 7.25M | -USD 1.72M | -USD 1.52M | n/a | -0.21 | USD 18.29M | USD 68.99M | USD 48.00M |
| FY2023 | USD 9.15M | USD 933.00K | USD 1.03M | n/a | 0.11 | USD 8.17M | USD 70.09M | USD 50.71M |
| FY2022 | USD 9.68M | USD 1.59M | USD 2.49M | n/a | 0.19 | USD 25.82M | USD 34.07M | USD 52.03M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-10-12 | USD 46.42M | 24.3 | 0.9% | 0.05 |
| 2025 | 2025-12-31 | USD 37.60M | 46.5 | n/a | n/a |
| 2024 | 2024-12-31 | USD 24.10M | n/a | n/a | n/a |
| 2023 | 2023-12-29 | USD 35.82M | 88.6 | 9.0% | 0.4 |
| 2022 | 2022-12-30 | USD 54.31M | 39.2 | 6.0% | 0.4 |
| 2021 | 2021-12-31 | USD 61.88M | 27.9 | 5.3% | 0.4 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 0.05 USD, yield 0.9%.
| Year | Dividends/share |
|---|---|
| FY2024 | 0.2 USD |
| FY2023 | 0.4 USD |
| FY2022 | 0.4 USD |
About Kentucky First Federal Bancorp
Kentucky First Federal Bancorp operates as the holding company for First Federal Savings and Loan Association of Hazard, Kentucky, and Frankfort First Bancorp, Inc. that provides various banking products and services in Kentucky. The company is involved in attracting deposits from the general public and applying those funds to the origination of loans for residential and consumer purposes. Its loan portfolio comprises one-to-four-family residential, multi-family residential, and construction real estate loans;
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Frequently asked questions
Is Kentucky First Federal Bancorp overvalued or undervalued?
Bullrun's valuation model currently marks Kentucky First Federal Bancorp as 37.2% overvalued.
What is Kentucky First Federal Bancorp's market cap?
Kentucky First Federal Bancorp's market capitalization is USD 46.42M.
What is Kentucky First Federal Bancorp's P/E ratio?
Kentucky First Federal Bancorp's price-to-earnings (P/E) ratio is 24.3.
Does Kentucky First Federal Bancorp pay a dividend?
Kentucky First Federal Bancorp has a dividend yield of 0.9%.
What does Kentucky First Federal Bancorp do?
Kentucky First Federal Bancorp operates as the holding company for First Federal Savings and Loan Association of Hazard, Kentucky, and Frankfort First Bancorp, Inc. that provides various banking products and services in Kentucky. The company is involved in attracting deposits from the general public and applying those funds to the origination of loans for residential and consumer purposes.