Lakeland Financial Corp
Research Lakeland Financial Corp (LKFN) on Bullrun: valuation model: 4.3% overvalued, market cap USD 1.48B, P/E 13.7, dividend yield 3.5%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerLKFN
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal4.3% overvalued
- Market capUSD 1.48B
- P/E13.7
- Dividend yield3.5%
- Financial periodQ2 2026
- RevenueUSD 70.87M
- Net incomeUSD 28.44M
- Free cash flowUSD 19.13M
Valuation Snapshot
Bullrun's latest valuation model marks Lakeland Financial Corp as 4.3% overvalued; latest market cap is USD 1.48B; P/E is 13.7; dividend yield is 3.5%.
Peer valuation comparison
Latest P/E is 13.7x versus a Financial Services sector median of 13.84x.
Latest dividend yield is 3.48% versus a Financial Services sector median of 3.86% (9.7% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 268.99M | USD 103.36M | USD 103.77M | n/a | 4.01 | USD 141.32M | USD 184.20M | USD 762.40M |
| FY2024 | USD 253.52M | USD 93.48M | USD 93.85M | n/a | 3.63 | USD 168.21M | USD 0 | USD 683.82M |
| FY2023 | n/a | USD 93.77M | USD 107.99M | n/a | 3.65 | USD 151.82M | USD 50.00M | USD 649.70M |
| FY2022 | n/a | USD 103.82M | USD 164.52M | n/a | 4.04 | USD 130.28M | USD 297.00M | USD 568.80M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 1.48B | 13.7 | 3.5% | 2.06 |
| 2025 | 2025-12-31 | USD 1.44B | 14.2 | 3.5% | 2 |
| 2024 | 2024-12-31 | USD 1.75B | 18.9 | 2.8% | 1.92 |
| 2023 | 2023-12-29 | USD 1.66B | 18.6 | 2.8% | 1.84 |
| 2022 | 2022-12-30 | USD 1.85B | 18.4 | 2.2% | 1.6 |
| 2021 | 2021-12-31 | USD 2.03B | 21.4 | 1.7% | 1.36 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 2.06 USD, yield 3.5%.
| Year | Dividends/share |
|---|---|
| FY2025 | 2 USD |
| FY2024 | 1.92 USD |
| FY2023 | 1.84 USD |
| FY2022 | 1.6 USD |
About Lakeland Financial Corp
Lakeland Financial Corporation operates as the bank holding company for Lake City Bank that provides various banking products and services in the United States. The company accepts various deposit products, such as noninterest bearing, interest-bearing checking, savings, money market, NOW, and demand deposits.
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Frequently asked questions
Is Lakeland Financial Corp overvalued or undervalued?
Bullrun's valuation model currently marks Lakeland Financial Corp as 4.3% overvalued.
What is Lakeland Financial Corp's market cap?
Lakeland Financial Corp's market capitalization is USD 1.48B.
What is Lakeland Financial Corp's P/E ratio?
Lakeland Financial Corp's price-to-earnings (P/E) ratio is 13.7.
Does Lakeland Financial Corp pay a dividend?
Lakeland Financial Corp has a dividend yield of 3.5%.
What does Lakeland Financial Corp do?
Lakeland Financial Corporation operates as the bank holding company for Lake City Bank that provides various banking products and services in the United States. The company accepts various deposit products, such as noninterest bearing, interest-bearing checking, savings, money market, NOW, and demand deposits. It also offers loan products, including commercial and industrial, commercial real estate and multi-family residential, construction, agri-business and agricultural, consumer 1-4 family mortgage, and other commercial and consumer loans.