MetroCity Bankshares Inc
Research MetroCity Bankshares Inc (MCBS) on Bullrun: valuation model: 1.9% undervalued, market cap USD 1.01B, P/E 12.2, dividend yield 3.1%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerMCBS
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal1.9% undervalued
- Market capUSD 1.01B
- P/E12.2
- Dividend yield3.1%
- Financial periodQ2 2026
- RevenueUSD 49.80M
- Net incomeUSD 22.13M
- Free cash flowUSD 24.18M
Valuation Snapshot
Bullrun's latest valuation model marks MetroCity Bankshares Inc as 1.9% undervalued; latest market cap is USD 1.01B; P/E is 12.2; dividend yield is 3.1%.
Peer valuation comparison
Latest P/E is 12.18x versus a Financial Services sector median of 13.84x (12.0% below).
Latest dividend yield is 3.07% versus a Financial Services sector median of 3.86% (20.4% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 153.42M | USD 68.53M | USD 37.03M | n/a | 2.64 | USD 383.68M | USD 525.31M | USD 544.18M |
| FY2024 | USD 139.66M | USD 64.50M | USD 62.22M | n/a | 2.52 | USD 249.88M | USD 382.94M | USD 421.35M |
| FY2023 | USD 117.85M | USD 51.61M | USD 77.17M | n/a | 2.02 | USD 144.81M | USD 333.65M | USD 381.52M |
| FY2022 | n/a | USD 62.60M | USD 132.34M | n/a | 2.44 | USD 179.49M | USD 384.43M | USD 349.42M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 1.01B | 12.2 | 3.1% | 1.08 |
| 2025 | 2025-12-31 | USD 677.77M | 10.1 | 3.6% | 0.96 |
| 2024 | 2024-12-31 | USD 811.62M | 12.7 | 2.6% | 0.83 |
| 2023 | 2023-12-29 | USD 605.45M | 11.4 | 3.0% | 0.72 |
| 2022 | 2022-12-30 | USD 547.43M | 8.0 | 2.8% | 0.6 |
| 2021 | 2021-12-31 | USD 701.06M | 11.5 | 1.7% | 0.46 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 1.08 USD, yield 3.1%.
| Year | Dividends/share |
|---|---|
| FY2025 | 0.96 USD |
| FY2024 | 0.83 USD |
| FY2023 | 0.72 USD |
| FY2022 | 0.6 USD |
About MetroCity Bankshares Inc
MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States. The company offers customary banking services, such as consumer and commercial checking, savings, and money market accounts, as well as certificates of deposit. It also provides commercial and consumer loans, including single family residential loans; construction and development, and owner and non-owner occupied commercial real estate loans;
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Frequently asked questions
Is MetroCity Bankshares Inc overvalued or undervalued?
Bullrun's valuation model currently marks MetroCity Bankshares Inc as 1.9% undervalued.
What is MetroCity Bankshares Inc's market cap?
MetroCity Bankshares Inc's market capitalization is USD 1.01B.
What is MetroCity Bankshares Inc's P/E ratio?
MetroCity Bankshares Inc's price-to-earnings (P/E) ratio is 12.2.
Does MetroCity Bankshares Inc pay a dividend?
MetroCity Bankshares Inc has a dividend yield of 3.1%.
What does MetroCity Bankshares Inc do?
MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States. The company offers customary banking services, such as consumer and commercial checking, savings, and money market accounts, as well as certificates of deposit.