Magyar Bancorp Inc
Research Magyar Bancorp Inc (MGYR) on Bullrun: valuation model: 25.5% undervalued, market cap USD 125.92M, P/E 10.5, dividend yield 2.0%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerMGYR
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal25.5% undervalued
- Market capUSD 125.92M
- P/E10.5
- Dividend yield2.0%
- Financial periodQ1 2026
- RevenueUSD 10.09M
- Net incomeUSD 11.16M
- Free cash flowUSD 11.58M
Valuation Snapshot
Bullrun's latest valuation model marks Magyar Bancorp Inc as 25.5% undervalued; latest market cap is USD 125.92M; P/E is 10.5; dividend yield is 2.0%.
Peer valuation comparison
Latest P/E is 10.47x versus a Financial Services sector median of 13.84x (24.3% below).
Latest dividend yield is 1.95% versus a Financial Services sector median of 3.86% (49.4% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 36.86M | USD 9.76M | USD 9.82M | n/a | 1.56 | USD 7.09M | USD 49.05M | USD 118.84M |
| FY2024 | USD 32.13M | USD 7.78M | USD 5.51M | n/a | 1.23 | USD 25.60M | USD 28.57M | USD 110.55M |
| FY2023 | n/a | USD 7.71M | n/a | n/a | 1.2 | USD 72.53M | USD 59.03M | USD 104.79M |
| FY2022 | n/a | USD 7.92M | USD 8.20M | n/a | 1.17 | USD 30.94M | USD 15.63M | USD 98.50M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 125.92M | 10.5 | 1.9% | 0.38 |
| 2025 | 2025-12-31 | USD 111.82M | 10.0 | 1.6% | 0.28 |
| 2024 | 2024-12-31 | USD 94.60M | 11.3 | 1.6% | 0.24 |
| 2023 | 2023-12-29 | USD 74.77M | 9.4 | 1.8% | 0.2 |
| 2022 | 2022-12-30 | USD 88.45M | 11.0 | 1.6% | 0.2 |
| 2021 | 2021-12-31 | USD 87.16M | 13.2 | 1.0% | 0.12 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 0.38 USD, yield 2.0%.
| Year | Dividends/share |
|---|---|
| FY2025 | 0.29 USD |
| FY2024 | 0.26 USD |
| FY2023 | 0.2 USD |
| FY2022 | 0.21 USD |
About Magyar Bancorp Inc
Magyar Bancorp, Inc. operates as the holding company for Magyar Bank that provides various consumer and commercial banking services to individuals, businesses, and nonprofit organizations in New Jersey, the United States. It accepts various deposit accounts, including demand, savings, NOW, money market, and retirement accounts, as well as certificates of deposit.
Related stock research
Other Financial Services stocks
Frequently asked questions
Is Magyar Bancorp Inc overvalued or undervalued?
Bullrun's valuation model currently marks Magyar Bancorp Inc as 25.5% undervalued.
What is Magyar Bancorp Inc's market cap?
Magyar Bancorp Inc's market capitalization is USD 125.92M.
What is Magyar Bancorp Inc's P/E ratio?
Magyar Bancorp Inc's price-to-earnings (P/E) ratio is 10.5.
Does Magyar Bancorp Inc pay a dividend?
Magyar Bancorp Inc has a dividend yield of 2.0%.
What does Magyar Bancorp Inc do?
Magyar Bancorp, Inc. operates as the holding company for Magyar Bank that provides various consumer and commercial banking services to individuals, businesses, and nonprofit organizations in New Jersey, the United States. It accepts various deposit accounts, including demand, savings, NOW, money market, and retirement accounts, as well as certificates of deposit.