MainStreet Bancshares Inc
Research MainStreet Bancshares Inc (MNSB) on Bullrun: valuation model: 1.2% undervalued, market cap USD 176.44M, P/E 12.2, dividend yield 1.6%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerMNSB
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal1.2% undervalued
- Market capUSD 176.44M
- P/E12.2
- Dividend yield1.6%
- Financial periodQ2 2026
- RevenueUSD 19.13M
- Net incomeUSD 4.67M
- Free cash flowUSD 4.85M
Valuation Snapshot
Bullrun's latest valuation model marks MainStreet Bancshares Inc as 1.2% undervalued; latest market cap is USD 176.44M; P/E is 12.2; dividend yield is 1.6%.
Peer valuation comparison
Latest P/E is 12.2x versus a Financial Services sector median of 13.84x (11.8% below).
Latest dividend yield is 1.59% versus a Financial Services sector median of 3.86% (58.8% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 2.18M | USD 15.61M | USD 10.64M | 3368.7% | 1.76 | USD 26.46M | USD 69.94M | USD 218.59M |
| FY2024 | USD 2.00M | -USD 12.14M | USD 13.83M | 3297.9% | -1.6 | USD 23.06M | USD 73.04M | USD 207.99M |
| FY2023 | USD 2.15M | USD 24.43M | USD 31.14M | 3726.5% | 3.25 | USD 53.58M | USD 72.64M | USD 221.52M |
| FY2022 | USD 2.42M | USD 26.67M | USD 32.42M | 3112.0% | 3.26 | USD 55.64M | USD 72.05M | USD 198.28M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 176.44M | 12.2 | 1.6% | 0.4 |
| 2025 | 2025-12-31 | USD 152.63M | 11.6 | 2.0% | 0.4 |
| 2024 | 2024-12-31 | USD 137.63M | n/a | 2.2% | 0.4 |
| 2023 | 2023-12-29 | USD 186.75M | 6.9 | 1.6% | 0.4 |
| 2022 | 2022-12-30 | USD 204.39M | 9.5 | 0.9% | 0.25 |
| 2021 | 2021-12-31 | USD 186.78M | 9.3 | n/a | n/a |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 0.4 USD, yield 1.6%.
| Year | Dividends/share |
|---|---|
| FY2025 | 0.4 USD |
| FY2024 | 0.4 USD |
| FY2023 | 0.4 USD |
| FY2022 | 0.25 USD |
About MainStreet Bancshares Inc
MainStreet Bancshares, Inc. operates as the bank holding company for MainStreet Bank that provides various banking products and services for individuals, small to medium-sized businesses, and professional service organizations. It offers demand, NOW, money market, savings, and sweep accounts, as well as certificates of deposit; business and consumer checking, interest-bearing checking, business account analysis, and other depository services;
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Frequently asked questions
Is MainStreet Bancshares Inc overvalued or undervalued?
Bullrun's valuation model currently marks MainStreet Bancshares Inc as 1.2% undervalued.
What is MainStreet Bancshares Inc's market cap?
MainStreet Bancshares Inc's market capitalization is USD 176.44M.
What is MainStreet Bancshares Inc's P/E ratio?
MainStreet Bancshares Inc's price-to-earnings (P/E) ratio is 12.2.
Does MainStreet Bancshares Inc pay a dividend?
MainStreet Bancshares Inc has a dividend yield of 1.6%.
What does MainStreet Bancshares Inc do?
MainStreet Bancshares, Inc. operates as the bank holding company for MainStreet Bank that provides various banking products and services for individuals, small to medium-sized businesses, and professional service organizations. It offers demand, NOW, money market, savings, and sweep accounts, as well as certificates of deposit; business and consumer checking, interest-bearing checking, business account analysis, and other depository services; and cash management, wire transfer, check imaging, bill pay, remote deposit capture, and courier services.