Midland States Bancorp Inc
Research Midland States Bancorp Inc (MSBI) on Bullrun: valuation model: 26.8% overvalued, market cap USD 677.94M, P/E 21.0, dividend yield 3.9%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerMSBI
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal26.8% overvalued
- Market capUSD 677.94M
- P/E21.0
- Dividend yield3.9%
- Financial periodQ2 2026
- RevenueUSD 79.16M
- Net incomeUSD 19.89M
- Free cash flowUSD 29.20M
Valuation Snapshot
Bullrun's latest valuation model marks Midland States Bancorp Inc as 26.8% overvalued; latest market cap is USD 677.94M; P/E is 21.0; dividend yield is 3.9%.
Peer valuation comparison
Latest P/E is 21x versus a Financial Services sector median of 13.84x (51.8% above).
Latest dividend yield is 3.93% versus a Financial Services sector median of 3.86%.
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 290.36M | -USD 124.28M | USD 120.33M | n/a | -6.12 | USD 127.81M | USD 60.18M | USD 565.50M |
| FY2024 | USD 386.47M | USD 38.04M | USD 169.65M | n/a | 1.32 | USD 114.77M | USD 87.50M | USD 710.85M |
| FY2023 | n/a | USD 61.16M | USD 144.63M | n/a | 2.33 | USD 135.06M | USD 34.87M | USD 715.11M |
| FY2022 | n/a | USD 100.24M | USD 282.35M | n/a | 4.28 | USD 160.63M | USD 42.31M | USD 696.14M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 677.94M | 21.0 | 3.9% | 1.29 |
| 2025 | 2025-12-31 | USD 448.17M | n/a | 6.0% | 1.26 |
| 2024 | 2024-12-31 | USD 524.47M | 9.2 | 5.1% | 1.24 |
| 2023 | 2023-12-29 | USD 593.60M | 7.3 | 4.4% | 1.2 |
| 2022 | 2022-12-30 | USD 589.62M | 6.7 | 4.4% | 1.16 |
| 2021 | 2021-12-31 | USD 546.63M | 6.9 | 4.5% | 1.12 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 1.29 USD, yield 3.9%.
| Year | Dividends/share |
|---|---|
| FY2025 | 1.26 USD |
| FY2024 | 1.24 USD |
| FY2023 | 1.2 USD |
| FY2022 | 1.16 USD |
About Midland States Bancorp Inc
Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities. It operates in Banking and Wealth Management segments. The company offers commercial loans;
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Frequently asked questions
Is Midland States Bancorp Inc overvalued or undervalued?
Bullrun's valuation model currently marks Midland States Bancorp Inc as 26.8% overvalued.
What is Midland States Bancorp Inc's market cap?
Midland States Bancorp Inc's market capitalization is USD 677.94M.
What is Midland States Bancorp Inc's P/E ratio?
Midland States Bancorp Inc's price-to-earnings (P/E) ratio is 21.0.
Does Midland States Bancorp Inc pay a dividend?
Midland States Bancorp Inc has a dividend yield of 3.9%.
What does Midland States Bancorp Inc do?
Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities. It operates in Banking and Wealth Management segments.