National Bankshares Inc
Research National Bankshares Inc (NKSH) on Bullrun: valuation model: 4.8% overvalued, market cap USD 260.81M, P/E 12.8, dividend yield 3.8%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerNKSH
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal4.8% overvalued
- Market capUSD 260.81M
- P/E12.8
- Dividend yield3.8%
- Financial periodQ1 2026
- RevenueUSD 15.30M
- Net incomeUSD 4.98M
- Free cash flowUSD 3.07M
Valuation Snapshot
Bullrun's latest valuation model marks National Bankshares Inc as 4.8% overvalued; latest market cap is USD 260.81M; P/E is 12.8; dividend yield is 3.8%.
Peer valuation comparison
Latest P/E is 12.83x versus a Financial Services sector median of 13.84x (7.3% below).
Latest dividend yield is 3.76% versus a Financial Services sector median of 3.86% (2.5% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 8.18M | USD 15.83M | USD 15.15M | n/a | 2.49 | USD 59.25M | n/a | USD 184.91M |
| FY2024 | USD 7.45M | USD 7.62M | USD 6.18M | n/a | 1.24 | USD 108.12M | n/a | USD 156.41M |
| FY2023 | USD 7.07M | USD 15.69M | USD 14.03M | n/a | 2.66 | USD 86.60M | n/a | USD 140.52M |
| FY2022 | USD 6.99M | USD 25.93M | USD 28.24M | n/a | 4.33 | USD 107.61M | n/a | USD 122.69M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 260.81M | 12.8 | 3.7% | 1.53 |
| 2025 | 2025-12-31 | USD 213.53M | 13.5 | 4.5% | 1.51 |
| 2024 | 2024-12-31 | USD 182.69M | 23.5 | 5.3% | 1.51 |
| 2023 | 2023-12-29 | USD 190.60M | 9.2 | 7.8% | 2.51 |
| 2022 | 2022-12-30 | USD 239.70M | 11.1 | 3.7% | 1.5 |
| 2021 | 2021-12-31 | USD 217.33M | 10.9 | 4.0% | 1.44 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 1.53 USD, yield 3.8%.
| Year | Dividends/share |
|---|---|
| FY2025 | 1.51 USD |
| FY2024 | 1.51 USD |
| FY2023 | 2.51 USD |
| FY2022 | 1.5 USD |
About National Bankshares Inc
National Bankshares, Inc. operates as the bank holding company for the National Bank of Blacksburg that provides retail and commercial banking products and services to individuals, businesses, non-profits, and local governments. The company accepts interest-bearing and non-interest-bearing demand deposit accounts, money market deposit accounts, savings accounts, certificates of deposit, health savings accounts, and individual retirement accounts.
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Frequently asked questions
Is National Bankshares Inc overvalued or undervalued?
Bullrun's valuation model currently marks National Bankshares Inc as 4.8% overvalued.
What is National Bankshares Inc's market cap?
National Bankshares Inc's market capitalization is USD 260.81M.
What is National Bankshares Inc's P/E ratio?
National Bankshares Inc's price-to-earnings (P/E) ratio is 12.8.
Does National Bankshares Inc pay a dividend?
National Bankshares Inc has a dividend yield of 3.8%.
What does National Bankshares Inc do?
National Bankshares, Inc. operates as the bank holding company for the National Bank of Blacksburg that provides retail and commercial banking products and services to individuals, businesses, non-profits, and local governments. The company accepts interest-bearing and non-interest-bearing demand deposit accounts, money market deposit accounts, savings accounts, certificates of deposit, health savings accounts, and individual retirement accounts.