Northpointe Bancshares Inc
Research Northpointe Bancshares Inc (NPB) on Bullrun: valuation model: 32.5% undervalued, market cap USD 586.16M, P/E 7.3, dividend yield 0.6%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerNPB
- ExchangeNYSE
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal32.5% undervalued
- Market capUSD 586.16M
- P/E7.3
- Dividend yield0.6%
- Financial periodQ1 2026
- RevenueUSD 63.42M
- Net incomeUSD 22.15M
- Free cash flowUSD 37.28M
Valuation Snapshot
Bullrun's latest valuation model marks Northpointe Bancshares Inc as 32.5% undervalued; latest market cap is USD 586.16M; P/E is 7.3; dividend yield is 0.6%.
Peer valuation comparison
Latest P/E is 7.34x versus a Financial Services sector median of 13.84x (47.0% below).
Latest dividend yield is 0.61% versus a Financial Services sector median of 3.86% (84.2% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 241.72M | USD 83.41M | USD 41.53M | n/a | 2.11 | USD 496.46M | USD 1.54B | USD 569.04M |
| FY2024 | USD 187.14M | USD 55.16M | USD 18.76M | n/a | 1.83 | USD 376.30M | USD 1.30B | USD 462.49M |
| FY2023 | n/a | USD 33.76M | USD 501.36M | n/a | 0.93 | USD 351.89M | USD 1.31B | USD 430.62M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 586.16M | 7.3 | 0.6% | 0.11 |
| 2025 | 2025-12-31 | USD 578.81M | 8.0 | 0.5% | 0.09 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 0.11 USD, yield 0.6%.
| Year | Dividends/share |
|---|---|
| FY2025 | 0.1 USD |
| FY2024 | 0.1 USD |
| FY2023 | 0.1 USD |
About Northpointe Bancshares Inc
Northpointe Bancshares, Inc. operates as the bank holding company for Northpointe Bank provides various banking products and services in the United States. It operates through two segments: Mortgage Purchase Program and Retail Banking. The company offers digital deposit banking, such as noninterest-bearing accounts, savings, money-market demand accounts, and certificates of deposits; personal and business banking; and health saving accounts; home loans; mortgage purchase program; residential mortgage lending;
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Frequently asked questions
Is Northpointe Bancshares Inc overvalued or undervalued?
Bullrun's valuation model currently marks Northpointe Bancshares Inc as 32.5% undervalued.
What is Northpointe Bancshares Inc's market cap?
Northpointe Bancshares Inc's market capitalization is USD 586.16M.
What is Northpointe Bancshares Inc's P/E ratio?
Northpointe Bancshares Inc's price-to-earnings (P/E) ratio is 7.3.
Does Northpointe Bancshares Inc pay a dividend?
Northpointe Bancshares Inc has a dividend yield of 0.6%.
What does Northpointe Bancshares Inc do?
Northpointe Bancshares, Inc. operates as the bank holding company for Northpointe Bank provides various banking products and services in the United States. It operates through two segments: Mortgage Purchase Program and Retail Banking. The company offers digital deposit banking, such as noninterest-bearing accounts, savings, money-market demand accounts, and certificates of deposits; personal and business banking; and health saving accounts; home loans; mortgage purchase program; residential mortgage lending; and custodial deposit services. Northpointe Bancshares, Inc.