Orange County Bancorp Inc
Research Orange County Bancorp Inc (OBT) on Bullrun: valuation model: 4.3% undervalued, market cap USD 507.09M, P/E 10.7, dividend yield 1.8%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerOBT
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal4.3% undervalued
- Market capUSD 507.09M
- P/E10.7
- Dividend yield1.8%
- Financial periodQ1 2026
- RevenueUSD 32.05M
- Net incomeUSD 11.28M
- Free cash flowUSD 9.67M
Valuation Snapshot
Bullrun's latest valuation model marks Orange County Bancorp Inc as 4.3% undervalued; latest market cap is USD 507.09M; P/E is 10.7; dividend yield is 1.8%.
Peer valuation comparison
Latest P/E is 10.66x versus a Financial Services sector median of 13.84x (23.0% below).
Latest dividend yield is 1.77% versus a Financial Services sector median of 3.86% (54.1% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 127.11M | USD 41.61M | USD 41.33M | n/a | 3.33 | USD 204.23M | USD 34.56M | USD 284.36M |
| FY2024 | USD 109.52M | USD 27.88M | USD 32.87M | n/a | 2.47 | USD 150.33M | USD 143.09M | USD 185.53M |
| FY2023 | USD 96.69M | USD 29.48M | USD 40.96M | n/a | 2.62 | USD 147.38M | USD 254.02M | USD 165.38M |
| FY2022 | n/a | USD 24.36M | USD 28.94M | n/a | 4.33 | USD 86.08M | USD 22.41M | USD 138.14M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 507.09M | 10.7 | 1.8% | 0.67 |
| 2025 | 2025-12-31 | USD 381.67M | 8.6 | 2.0% | 0.57 |
| 2024 | 2024-12-31 | USD 315.31M | 6.4 | 2.6% | 0.71 |
| 2023 | 2023-12-29 | USD 340.38M | 5.6 | 2.0% | 0.59 |
| 2022 | 2022-12-30 | USD 262.83M | 6.3 | 3.1% | 0.73 |
| 2021 | 2021-12-31 | USD 226.62M | 4.7 | 2.5% | 0.5 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 0.67 USD, yield 1.8%.
| Year | Dividends/share |
|---|---|
| FY2025 | 0.57 USD |
| FY2024 | 0.47 USD |
| FY2023 | 0.46 USD |
| FY2022 | 0.83 USD |
About Orange County Bancorp Inc
Orange County Bancorp, Inc., a bank holding company, through its subsidiaries, provides commercial and consumer banking products and services. The company operates in Business Banking, Private Banking, and Trust & Wealth Management segments. It accepts various deposits, including interest-bearing and noninterest-bearing demand accounts, money market deposit accounts, savings accounts, and certificates of deposit.
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Frequently asked questions
Is Orange County Bancorp Inc overvalued or undervalued?
Bullrun's valuation model currently marks Orange County Bancorp Inc as 4.3% undervalued.
What is Orange County Bancorp Inc's market cap?
Orange County Bancorp Inc's market capitalization is USD 507.09M.
What is Orange County Bancorp Inc's P/E ratio?
Orange County Bancorp Inc's price-to-earnings (P/E) ratio is 10.7.
Does Orange County Bancorp Inc pay a dividend?
Orange County Bancorp Inc has a dividend yield of 1.8%.
What does Orange County Bancorp Inc do?
Orange County Bancorp, Inc., a bank holding company, through its subsidiaries, provides commercial and consumer banking products and services. The company operates in Business Banking, Private Banking, and Trust & Wealth Management segments. It accepts various deposits, including interest-bearing and noninterest-bearing demand accounts, money market deposit accounts, savings accounts, and certificates of deposit.