OceanFirst Financial Corp
Research OceanFirst Financial Corp (OCFC) on Bullrun: valuation model: 8.6% overvalued, market cap USD 1.86B, P/E 22.2, dividend yield 4.2%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerOCFC
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal8.6% overvalued
- Market capUSD 1.86B
- P/E22.2
- Dividend yield4.2%
- Financial periodQ2 2026
- RevenueUSD 130.23M
- Net income-USD 3.03M
- Free cash flowUSD 33.46M
Valuation Snapshot
Bullrun's latest valuation model marks OceanFirst Financial Corp as 8.6% overvalued; latest market cap is USD 1.86B; P/E is 22.2; dividend yield is 4.2%.
Peer valuation comparison
Latest P/E is 22.19x versus a Financial Services sector median of 13.84x (60.4% above).
Latest dividend yield is 4.24% versus a Financial Services sector median of 3.86% (10.0% above).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 400.34M | USD 67.13M | USD 79.51M | n/a | 1.17 | USD 135.13M | USD 255.23M | USD 1.66B |
| FY2024 | USD 379.81M | USD 96.05M | USD 84.68M | n/a | 1.65 | USD 123.62M | USD 197.55M | USD 1.70B |
| FY2023 | USD 398.72M | USD 100.01M | USD 116.55M | n/a | 1.7 | USD 153.72M | USD 196.46M | USD 1.66B |
| FY2022 | n/a | USD 142.59M | USD 234.34M | n/a | 2.42 | USD 167.99M | USD 195.40M | USD 1.58B |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 1.86B | 22.2 | 4.2% | 0.8 |
| 2025 | 2025-12-31 | USD 1.03B | 15.3 | 4.5% | 0.8 |
| 2024 | 2024-12-31 | USD 1.06B | 11.0 | 4.4% | 0.8 |
| 2023 | 2023-12-29 | USD 1.03B | 8.2 | 4.6% | 0.8 |
| 2022 | 2022-12-30 | USD 1.26B | 11.2 | 3.5% | 0.74 |
| 2021 | 2021-12-31 | USD 1.31B | 12.5 | 3.1% | 0.68 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 0.8 USD, yield 4.2%.
| Year | Dividends/share |
|---|---|
| FY2025 | 0.8 USD |
| FY2024 | 0.8 USD |
| FY2023 | 0.8 USD |
| FY2022 | 0.74 USD |
About OceanFirst Financial Corp
OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, including brokered deposits. It also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans;
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Frequently asked questions
Is OceanFirst Financial Corp overvalued or undervalued?
Bullrun's valuation model currently marks OceanFirst Financial Corp as 8.6% overvalued.
What is OceanFirst Financial Corp's market cap?
OceanFirst Financial Corp's market capitalization is USD 1.86B.
What is OceanFirst Financial Corp's P/E ratio?
OceanFirst Financial Corp's price-to-earnings (P/E) ratio is 22.2.
Does OceanFirst Financial Corp pay a dividend?
OceanFirst Financial Corp has a dividend yield of 4.2%.
What does OceanFirst Financial Corp do?
OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, including brokered deposits.