Orrstown Financial Services Inc
Research Orrstown Financial Services Inc (ORRF) on Bullrun: valuation model: 15.8% undervalued, market cap USD 822.59M, P/E 9.4, dividend yield 2.8%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerORRF
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal15.8% undervalued
- Market capUSD 822.59M
- P/E9.4
- Dividend yield2.8%
- Financial periodQ2 2026
- RevenueUSD 61.50M
- Net incomeUSD 21.16M
- Free cash flowUSD 22.40M
Valuation Snapshot
Bullrun's latest valuation model marks Orrstown Financial Services Inc as 15.8% undervalued; latest market cap is USD 822.59M; P/E is 9.4; dividend yield is 2.8%.
Peer valuation comparison
Latest P/E is 9.4x versus a Financial Services sector median of 13.84x (32.1% below).
Latest dividend yield is 2.77% versus a Financial Services sector median of 3.86% (28.1% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 37.14M | USD 80.86M | USD 70.50M | n/a | 4.18 | USD 149.77M | USD 311.82M | USD 591.54M |
| FY2024 | USD 27.31M | USD 22.05M | USD 33.38M | n/a | 1.48 | USD 248.87M | USD 184.04M | USD 516.68M |
| FY2023 | USD 19.48M | USD 35.66M | USD 41.41M | n/a | 3.42 | USD 65.16M | USD 40.00M | USD 265.06M |
| FY2022 | USD 19.46M | USD 22.04M | USD 35.30M | n/a | 2.06 | USD 60.82M | USD 18.71M | USD 228.90M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 822.59M | 9.4 | 2.8% | 1.17 |
| 2025 | 2025-12-31 | USD 690.95M | 8.5 | 3.0% | 1.06 |
| 2024 | 2024-12-31 | USD 709.87M | 19.9 | 2.3% | 0.86 |
| 2023 | 2023-12-29 | USD 313.07M | 8.2 | 2.7% | 0.8 |
| 2022 | 2022-12-30 | USD 247.29M | 13.5 | 3.3% | 0.76 |
| 2021 | 2021-12-31 | USD 281.81M | 8.5 | 2.9% | 0.74 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 1.17 USD, yield 2.8%.
| Year | Dividends/share |
|---|---|
| FY2025 | 1.06 USD |
| FY2024 | 0.86 USD |
| FY2023 | 0.8 USD |
| FY2022 | 0.76 USD |
About Orrstown Financial Services Inc
Orrstown Financial Services, Inc. operates as the financial holding company for Orrstown Bank that provides commercial banking and financial advisory services to retail, commercial, non-profit, and government clients in the United States. It accepts various deposits, including checking, savings, time, demand, and money market deposits, as well as certificates of deposit.
Related stock research
Other Financial Services stocks
Frequently asked questions
Is Orrstown Financial Services Inc overvalued or undervalued?
Bullrun's valuation model currently marks Orrstown Financial Services Inc as 15.8% undervalued.
What is Orrstown Financial Services Inc's market cap?
Orrstown Financial Services Inc's market capitalization is USD 822.59M.
What is Orrstown Financial Services Inc's P/E ratio?
Orrstown Financial Services Inc's price-to-earnings (P/E) ratio is 9.4.
Does Orrstown Financial Services Inc pay a dividend?
Orrstown Financial Services Inc has a dividend yield of 2.8%.
What does Orrstown Financial Services Inc do?
Orrstown Financial Services, Inc. operates as the financial holding company for Orrstown Bank that provides commercial banking and financial advisory services to retail, commercial, non-profit, and government clients in the United States. It accepts various deposits, including checking, savings, time, demand, and money market deposits, as well as certificates of deposit.