Oak Valley Bancorp
Research Oak Valley Bancorp (OVLY) on Bullrun: valuation model: 16.3% undervalued, market cap USD 286.65M, P/E 12.1, dividend yield 2.2%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerOVLY
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal16.3% undervalued
- Market capUSD 286.65M
- P/E12.1
- Dividend yield2.2%
- Financial periodQ1 2026
- RevenueUSD 20.78M
- Net incomeUSD 23.93M
- Free cash flowUSD 25.34M
Valuation Snapshot
Bullrun's latest valuation model marks Oak Valley Bancorp as 16.3% undervalued; latest market cap is USD 286.65M; P/E is 12.1; dividend yield is 2.2%.
Peer valuation comparison
Latest P/E is 12.08x versus a Financial Services sector median of 13.84x (12.7% below).
Latest dividend yield is 2.2% versus a Financial Services sector median of 3.86% (42.9% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 81.73M | USD 30.85M | USD 24.56M | n/a | 2.88 | USD 232.18M | n/a | USD 207.98M |
| FY2024 | USD 76.59M | USD 24.95M | USD 23.86M | n/a | 3.02 | USD 168.75M | n/a | USD 183.44M |
| FY2023 | USD 82.43M | USD 23.91M | USD 31.17M | n/a | 3.75 | USD 216.57M | n/a | USD 166.09M |
| FY2022 | n/a | USD 22.90M | USD 21.62M | n/a | 2.79 | USD 429.63M | n/a | USD 126.63M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 286.65M | 12.1 | 2.2% | 0.75 |
| 2025 | 2025-12-31 | USD 252.15M | 10.4 | 2.0% | 0.6 |
| 2024 | 2024-12-31 | USD 244.45M | 9.7 | 1.6% | 0.46 |
| 2023 | 2023-12-29 | USD 248.38M | 7.1 | 1.1% | 0.32 |
| 2022 | 2022-12-30 | USD 187.06M | 11.0 | 1.3% | 0.3 |
| 2021 | 2021-12-31 | USD 143.36M | 8.7 | 1.7% | 0.3 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 0.75 USD, yield 2.2%.
| Year | Dividends/share |
|---|---|
| FY2025 | 0.6 USD |
| FY2024 | 0.45 USD |
| FY2023 | 0.32 USD |
| FY2022 | 0.3 USD |
About Oak Valley Bancorp
Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras. The company accepts deposits through checking and savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit.
Related stock research
Other Financial Services stocks
Frequently asked questions
Is Oak Valley Bancorp overvalued or undervalued?
Bullrun's valuation model currently marks Oak Valley Bancorp as 16.3% undervalued.
What is Oak Valley Bancorp's market cap?
Oak Valley Bancorp's market capitalization is USD 286.65M.
What is Oak Valley Bancorp's P/E ratio?
Oak Valley Bancorp's price-to-earnings (P/E) ratio is 12.1.
Does Oak Valley Bancorp pay a dividend?
Oak Valley Bancorp has a dividend yield of 2.2%.
What does Oak Valley Bancorp do?
Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras. The company accepts deposits through checking and savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit.