Bank OZK
Research Bank OZK (OZK) on Bullrun: valuation model: 24.7% undervalued, market cap USD 5.36B, P/E 8.1, dividend yield 3.8%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerOZK
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal24.7% undervalued
- Market capUSD 5.36B
- P/E8.1
- Dividend yield3.8%
- Financial periodQ2 2026
- RevenueUSD 430.02M
- Net incomeUSD 167.37M
- Free cash flowUSD 189.04M
Valuation Snapshot
Bullrun's latest valuation model marks Bank OZK as 24.7% undervalued; latest market cap is USD 5.36B; P/E is 8.1; dividend yield is 3.8%.
Peer valuation comparison
Latest P/E is 8.13x versus a Financial Services sector median of 13.84x (41.3% below).
Latest dividend yield is 3.76% versus a Financial Services sector median of 3.86% (2.5% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 1.73B | USD 715.48M | USD 731.73M | n/a | 10.82 | USD 2.83B | USD 463.58M | USD 6.13B |
| FY2024 | USD 1.66B | USD 716.46M | USD 738.85M | n/a | 10.72 | USD 2.78B | USD 883.04M | USD 5.71B |
| FY2023 | n/a | n/a | n/a | n/a | 10.24 | USD 2.15B | USD 1.27B | USD 5.14B |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 5.36B | 8.1 | 3.8% | 1.86 |
| 2025 | 2025-12-31 | USD 5.08B | 7.4 | 3.8% | 1.74 |
| 2024 | 2024-12-31 | USD 5.05B | 7.3 | 3.5% | 1.58 |
| 2023 | 2023-12-29 | USD 5.64B | 8.7 | 2.8% | 1.42 |
| 2022 | 2022-12-30 | USD 4.71B | 9.2 | 3.1% | 1.26 |
| 2021 | 2021-12-31 | USD 5.84B | 10.4 | 2.5% | 1.14 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 1.86 USD, yield 3.8%.
| Year | Dividends/share |
|---|---|
| FY2025 | 1.74 USD |
| FY2024 | 1.58 USD |
| FY2023 | 1.42 USD |
About Bank OZK
Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services. The company provides deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits. It offers trust and wealth services, such as personal trusts, custodial accounts, investment management accounts, and retirement accounts;
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Frequently asked questions
Is Bank OZK overvalued or undervalued?
Bullrun's valuation model currently marks Bank OZK as 24.7% undervalued.
What is Bank OZK's market cap?
Bank OZK's market capitalization is USD 5.36B.
What is Bank OZK's P/E ratio?
Bank OZK's price-to-earnings (P/E) ratio is 8.1.
Does Bank OZK pay a dividend?
Bank OZK has a dividend yield of 3.8%.
What does Bank OZK do?
Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services. The company provides deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits.