Ponce Financial Group Inc
Research Ponce Financial Group Inc (PDLB) on Bullrun: valuation model: 5.7% overvalued, market cap USD 465.19M, P/E 14.4. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerPDLB
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal5.7% overvalued
- Market capUSD 465.19M
- P/E14.4
- Financial periodQ2 2026
- RevenueUSD 31.40M
- Net incomeUSD 8.50M
- Free cash flowUSD 8.04M
Valuation Snapshot
Bullrun's latest valuation model marks Ponce Financial Group Inc as 5.7% overvalued; latest market cap is USD 465.19M; P/E is 14.4.
Peer valuation comparison
Latest P/E is 14.39x versus a Financial Services sector median of 13.41x (7.3% above).
Latest P/E is 14.39x versus a United States median of 23.75x (39.4% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 108.32M | USD 27.58M | USD 54.62M | n/a | 1.2 | USD 126.15M | USD 596.10M | USD 541.55M |
| FY2024 | USD 81.14M | USD 10.33M | USD 4.49M | n/a | 0.46 | USD 139.84M | USD 596.10M | USD 505.50M |
| FY2023 | USD 73.87M | USD 3.35M | USD 6.08M | n/a | 0.15 | USD 139.19M | USD 684.42M | USD 491.40M |
| FY2022 | USD 70.97M | -USD 30.00M | USD 9.31M | n/a | -1.32 | USD 54.36M | USD 517.38M | USD 492.70M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-10-12 | USD 465.19M | 14.4 | n/a | n/a |
| 2025 | 2025-12-31 | USD 375.52M | 13.7 | n/a | n/a |
| 2024 | 2024-12-31 | USD 294.57M | 28.3 | n/a | n/a |
| 2023 | 2023-12-29 | USD 215.54M | n/a | n/a | n/a |
| 2022 | 2022-12-30 | USD 230.47M | n/a | n/a | n/a |
| 2021 | 2021-12-31 | USD 181.06M | 9.6 | n/a | n/a |
About Ponce Financial Group Inc
Ponce Financial Group, Inc. operates as the bank holding company for Ponce Bank that provides various banking products and services. It provides various deposits, including demand, NOW/IOLA, money market, individual retirement, and savings accounts; reciprocal deposits; and certificates of deposit to individuals, business entities, and non-profit organizations. The company also offers real estate-secured loans, including one-to-four family investor-owned and owner-occupied residential; multifamily residential;
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Frequently asked questions
Is Ponce Financial Group Inc overvalued or undervalued?
Bullrun's valuation model currently marks Ponce Financial Group Inc as 5.7% overvalued.
What is Ponce Financial Group Inc's market cap?
Ponce Financial Group Inc's market capitalization is USD 465.19M.
What is Ponce Financial Group Inc's P/E ratio?
Ponce Financial Group Inc's price-to-earnings (P/E) ratio is 14.4.
What does Ponce Financial Group Inc do?
Ponce Financial Group, Inc. operates as the bank holding company for Ponce Bank that provides various banking products and services. It provides various deposits, including demand, NOW/IOLA, money market, individual retirement, and savings accounts; reciprocal deposits; and certificates of deposit to individuals, business entities, and non-profit organizations.