Peoples Financial Services Corp
Research Peoples Financial Services Corp (PFIS) on Bullrun: valuation model: 1.4% overvalued, market cap USD 682.91M, P/E 12.1, dividend yield 3.7%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerPFIS
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal1.4% overvalued
- Market capUSD 682.91M
- P/E12.1
- Dividend yield3.7%
- Financial periodQ2 2026
- RevenueUSD 51.87M
- Net incomeUSD 14.81M
- Free cash flowUSD 12.16M
Valuation Snapshot
Bullrun's latest valuation model marks Peoples Financial Services Corp as 1.4% overvalued; latest market cap is USD 682.91M; P/E is 12.1; dividend yield is 3.7%.
Peer valuation comparison
Latest P/E is 12.09x versus a Financial Services sector median of 13.41x (9.9% below).
Latest dividend yield is 3.67% versus a Financial Services sector median of 3.66%.
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 187.76M | USD 59.19M | USD 43.34M | n/a | 5.88 | USD 268.98M | USD 32.72M | USD 519.85M |
| FY2024 | USD 134.49M | USD 8.50M | USD 32.15M | n/a | 0.99 | USD 135.85M | USD 15.90M | USD 468.95M |
| FY2023 | USD 100.91M | USD 27.38M | USD 27.33M | n/a | 3.83 | USD 187.37M | USD 17.59M | USD 340.42M |
| FY2022 | USD 108.07M | USD 38.09M | USD 34.53M | n/a | 5.28 | USD 37.87M | USD 114.93M | USD 315.35M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-10-12 | USD 682.91M | 12.1 | 3.7% | 2.49 |
| 2025 | 2025-12-31 | USD 486.84M | 8.3 | 5.1% | 2.48 |
| 2024 | 2024-12-31 | USD 511.32M | 45.7 | 4.0% | 2.06 |
| 2023 | 2023-12-29 | USD 342.89M | 10.6 | 3.4% | 1.64 |
| 2022 | 2022-12-30 | USD 371.18M | 8.2 | 3.0% | 1.58 |
| 2021 | 2021-12-31 | USD 377.76M | 8.8 | 2.8% | 1.5 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 2.49 USD, yield 3.7%.
| Year | Dividends/share |
|---|---|
| FY2025 | 2.47 USD |
| FY2024 | 2.06 USD |
| FY2023 | 1.64 USD |
| FY2022 | 1.58 USD |
About Peoples Financial Services Corp
Peoples Financial Services Corp. operates as the bank holding company for Peoples Security Bank and Trust Company that provides commercial and retail banking services in Pennsylvania, New Jersey and New York. The company accepts deposits through money market, negotiable order of withdrawal, savings, individual retirement, demand deposit, and certificates of deposit accounts. It also provides residential real estate, automobile, manufactured housing, personal, and home equity loans;
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Frequently asked questions
Is Peoples Financial Services Corp overvalued or undervalued?
Bullrun's valuation model currently marks Peoples Financial Services Corp as 1.4% overvalued.
What is Peoples Financial Services Corp's market cap?
Peoples Financial Services Corp's market capitalization is USD 682.91M.
What is Peoples Financial Services Corp's P/E ratio?
Peoples Financial Services Corp's price-to-earnings (P/E) ratio is 12.1.
Does Peoples Financial Services Corp pay a dividend?
Peoples Financial Services Corp has a dividend yield of 3.7%.
What does Peoples Financial Services Corp do?
Peoples Financial Services Corp. operates as the bank holding company for Peoples Security Bank and Trust Company that provides commercial and retail banking services in Pennsylvania, New Jersey and New York. The company accepts deposits through money market, negotiable order of withdrawal, savings, individual retirement, demand deposit, and certificates of deposit accounts. It also provides residential real estate, automobile, manufactured housing, personal, and home equity loans; and commercial real estate and working capital, as well as loans for equipment and other commercial needs.