Provident Financial Services Inc
Research Provident Financial Services Inc (PFS) on Bullrun: valuation model: 17.2% undervalued, market cap USD 3.06B, P/E 9.8, dividend yield 4.1%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerPFS
- ExchangeNYSE
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal17.2% undervalued
- Market capUSD 3.06B
- P/E9.8
- Dividend yield4.1%
- Financial periodQ2 2026
- RevenueUSD 234.65M
- Net incomeUSD 78.15M
- Free cash flowUSD 108.61M
Valuation Snapshot
Bullrun's latest valuation model marks Provident Financial Services Inc as 17.2% undervalued; latest market cap is USD 3.06B; P/E is 9.8; dividend yield is 4.1%.
Peer valuation comparison
Latest P/E is 9.79x versus a Financial Services sector median of 13.84x (29.2% below).
Latest dividend yield is 4.07% versus a Financial Services sector median of 3.86% (5.6% above).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 73.11M | USD 291.00M | USD 430.73M | n/a | 2.23 | USD 209.06M | USD 2.42B | USD 2.83B |
| FY2024 | USD 68.29M | USD 116.00M | USD 425.07M | n/a | 1.05 | USD 205.87M | USD 2.06B | USD 2.60B |
| FY2023 | USD 57.53M | USD 128.00M | USD 165.91M | n/a | 1.71 | USD 180.19M | USD 1.46B | USD 1.69B |
| FY2022 | USD 54.99M | USD 176.00M | USD 190.90M | n/a | 2.35 | USD 186.44M | USD 1.07B | USD 1.60B |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 3.06B | 9.8 | 4.1% | 0.96 |
| 2025 | 2025-12-31 | USD 2.58B | 8.9 | 4.9% | 0.96 |
| 2024 | 2024-12-31 | USD 2.46B | 18.1 | 5.1% | 0.96 |
| 2023 | 2023-12-29 | USD 1.36B | 9.0 | 5.3% | 0.96 |
| 2022 | 2022-12-30 | USD 1.61B | 9.8 | 4.5% | 0.96 |
| 2021 | 2021-12-31 | USD 1.86B | 11.1 | 3.8% | 0.93 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 0.96 USD, yield 4.1%.
| Year | Dividends/share |
|---|---|
| FY2025 | 0.96 USD |
| FY2024 | 0.96 USD |
| FY2023 | 0.96 USD |
| FY2022 | 0.96 USD |
About Provident Financial Services Inc
Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States. Its deposit products include savings, checking, interest-bearing checking, money market deposit, and certificate of deposit accounts, as well as IRA products.
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Frequently asked questions
Is Provident Financial Services Inc overvalued or undervalued?
Bullrun's valuation model currently marks Provident Financial Services Inc as 17.2% undervalued.
What is Provident Financial Services Inc's market cap?
Provident Financial Services Inc's market capitalization is USD 3.06B.
What is Provident Financial Services Inc's P/E ratio?
Provident Financial Services Inc's price-to-earnings (P/E) ratio is 9.8.
Does Provident Financial Services Inc pay a dividend?
Provident Financial Services Inc has a dividend yield of 4.1%.
What does Provident Financial Services Inc do?
Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States. Its deposit products include savings, checking, interest-bearing checking, money market deposit, and certificate of deposit accounts, as well as IRA products.