Rhinebeck Bancorp Inc
Research Rhinebeck Bancorp Inc (RBKB) on Bullrun: valuation model: 8.4% overvalued, market cap USD 193.81M, P/E 20.0. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerRBKB
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal8.4% overvalued
- Market capUSD 193.81M
- P/E20.0
- Financial periodQ2 2026
- RevenueUSD 13.36M
- Net incomeUSD 2.62M
- Free cash flowUSD 5.39M
Valuation Snapshot
Bullrun's latest valuation model marks Rhinebeck Bancorp Inc as 8.4% overvalued; latest market cap is USD 193.81M; P/E is 20.0.
Peer valuation comparison
Latest P/E is 20.01x versus a Financial Services sector median of 13.41x (49.2% above).
Latest P/E is 20.01x versus a United States median of 23.75x (15.7% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 2.98M | USD 10.05M | USD 10.89M | n/a | 0.92 | USD 101.99M | USD 30.31M | USD 136.85M |
| FY2024 | USD 3.00M | -USD 8.62M | USD 7.68M | n/a | -0.8 | USD 37.48M | USD 74.93M | USD 121.83M |
| FY2023 | USD 2.88M | USD 4.40M | USD 6.47M | n/a | 0.4 | USD 22.13M | USD 133.22M | USD 113.69M |
| FY2022 | USD 2.83M | USD 7.00M | USD 13.66M | n/a | 0.64 | USD 31.38M | USD 62.88M | USD 108.13M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-10-12 | USD 193.81M | 20.0 | n/a | n/a |
| 2025 | 2025-12-31 | USD 133.91M | 13.1 | n/a | n/a |
| 2024 | 2024-12-31 | USD 107.29M | n/a | n/a | n/a |
| 2023 | 2023-12-29 | USD 89.13M | 20.6 | n/a | n/a |
| 2022 | 2022-12-30 | USD 102.80M | 11.0 | n/a | n/a |
| 2021 | 2021-12-31 | USD 120.42M | 10.1 | n/a | n/a |
About Rhinebeck Bancorp Inc
Rhinebeck Bancorp, Inc. operates as the bank holding company for Rhinebeck Bank that provides banking and financial products and services to consumer and commercial customers in the Hudson Valley region of New York, the United States. The company offers deposits, including non-interest-bearing demand, interest-bearing demand, money market, commercial and personal checking, individual retirement, and savings accounts, as well as certificates of deposit. It also provides direct and indirect automobile loans;
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Frequently asked questions
Is Rhinebeck Bancorp Inc overvalued or undervalued?
Bullrun's valuation model currently marks Rhinebeck Bancorp Inc as 8.4% overvalued.
What is Rhinebeck Bancorp Inc's market cap?
Rhinebeck Bancorp Inc's market capitalization is USD 193.81M.
What is Rhinebeck Bancorp Inc's P/E ratio?
Rhinebeck Bancorp Inc's price-to-earnings (P/E) ratio is 20.0.
What does Rhinebeck Bancorp Inc do?
Rhinebeck Bancorp, Inc. operates as the bank holding company for Rhinebeck Bank that provides banking and financial products and services to consumer and commercial customers in the Hudson Valley region of New York, the United States. The company offers deposits, including non-interest-bearing demand, interest-bearing demand, money market, commercial and personal checking, individual retirement, and savings accounts, as well as certificates of deposit.