Richmond Mutual Bancorporation Inc
Research Richmond Mutual Bancorporation Inc (RMBI) on Bullrun: valuation model: 3.6% overvalued, market cap USD 156.36M, P/E 13.1, dividend yield 3.8%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerRMBI
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal3.6% overvalued
- Market capUSD 156.36M
- P/E13.1
- Dividend yield3.8%
- Financial periodQ1 2026
- RevenueUSD 12.70M
- Net incomeUSD 2.79M
- Free cash flowUSD 2.46M
Valuation Snapshot
Bullrun's latest valuation model marks Richmond Mutual Bancorporation Inc as 3.6% overvalued; latest market cap is USD 156.36M; P/E is 13.1; dividend yield is 3.8%.
Peer valuation comparison
Latest P/E is 13.11x versus a Financial Services sector median of 13.84x (5.3% below).
Latest dividend yield is 3.76% versus a Financial Services sector median of 3.86% (2.5% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 48.76M | USD 11.58M | USD 14.61M | n/a | 1.17 | USD 33.13M | USD 252.00M | USD 145.78M |
| FY2024 | USD 43.23M | USD 9.38M | USD 14.29M | n/a | 0.92 | USD 21.76M | USD 265.00M | USD 132.87M |
| FY2023 | n/a | USD 9.49M | USD 11.49M | n/a | 0.91 | USD 20.24M | USD 271.00M | USD 134.86M |
| FY2022 | n/a | USD 12.97M | USD 17.78M | n/a | 1.17 | USD 15.92M | USD 187.00M | USD 132.38M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 156.36M | 13.1 | 3.8% | 0.6 |
| 2025 | 2025-12-31 | USD 137.12M | 12.0 | 4.3% | 0.6 |
| 2024 | 2024-12-31 | USD 141.87M | 15.4 | 4.0% | 0.56 |
| 2023 | 2023-12-29 | USD 129.43M | 11.3 | 4.9% | 0.56 |
| 2022 | 2022-12-30 | USD 153.46M | 11.8 | 3.1% | 0.4 |
| 2021 | 2021-12-31 | USD 199.02M | 16.7 | 4.9% | 0.78 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 0.6 USD, yield 3.8%.
| Year | Dividends/share |
|---|---|
| FY2025 | 0.6 USD |
| FY2024 | 0.56 USD |
| FY2023 | 0.56 USD |
| FY2022 | 0.4 USD |
About Richmond Mutual Bancorporation Inc
Richmond Mutual Bancorporation, Inc. operates as the bank holding company for First Bank Richmond that provides various banking services. The company accepts various deposits, including savings deposit accounts, money market accounts, NOW and demand accounts, and certificates of deposit.
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Frequently asked questions
Is Richmond Mutual Bancorporation Inc overvalued or undervalued?
Bullrun's valuation model currently marks Richmond Mutual Bancorporation Inc as 3.6% overvalued.
What is Richmond Mutual Bancorporation Inc's market cap?
Richmond Mutual Bancorporation Inc's market capitalization is USD 156.36M.
What is Richmond Mutual Bancorporation Inc's P/E ratio?
Richmond Mutual Bancorporation Inc's price-to-earnings (P/E) ratio is 13.1.
Does Richmond Mutual Bancorporation Inc pay a dividend?
Richmond Mutual Bancorporation Inc has a dividend yield of 3.8%.
What does Richmond Mutual Bancorporation Inc do?
Richmond Mutual Bancorporation, Inc. operates as the bank holding company for First Bank Richmond that provides various banking services. The company accepts various deposits, including savings deposit accounts, money market accounts, NOW and demand accounts, and certificates of deposit. It also offers a range of lending products, such as multi-family and commercial real estate loans, commercial and industrial loans, construction and development loans, and residential real estate loans, including home equity loans, lines of credits, and consumer loans.