SB Financial Group Inc
Research SB Financial Group Inc (SBFG) on Bullrun: valuation model: 33.7% undervalued, market cap USD 169.29M, P/E 10.1, dividend yield 2.3%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerSBFG
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal33.7% undervalued
- Market capUSD 169.29M
- P/E10.1
- Dividend yield2.3%
- Financial periodQ2 2026
- RevenueUSD 17.94M
- Net incomeUSD 4.50M
- Free cash flowUSD 6.47M
Valuation Snapshot
Bullrun's latest valuation model marks SB Financial Group Inc as 33.7% undervalued; latest market cap is USD 169.29M; P/E is 10.1; dividend yield is 2.3%.
Peer valuation comparison
Latest P/E is 10.13x versus a Financial Services sector median of 13.84x (26.8% below).
Latest dividend yield is 2.26% versus a Financial Services sector median of 3.86% (41.4% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 65.56M | USD 13.97M | USD 21.44M | n/a | 2.19 | USD 71.54M | USD 9.23M | USD 141.24M |
| FY2024 | USD 56.94M | USD 11.47M | USD 8.22M | n/a | 1.72 | USD 25.93M | USD 30.28M | USD 127.51M |
| FY2023 | USD 56.99M | USD 12.10M | USD 13.03M | n/a | 1.75 | USD 22.97M | USD 33.03M | USD 124.34M |
| FY2022 | n/a | USD 12.52M | USD 23.67M | n/a | 1.77 | USD 27.82M | USD 34.52M | USD 118.43M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 169.29M | 10.1 | 2.3% | 0.63 |
| 2025 | 2025-12-31 | USD 139.77M | 10.2 | 2.7% | 0.61 |
| 2024 | 2024-12-31 | USD 135.78M | 12.2 | 2.7% | 0.57 |
| 2023 | 2023-12-29 | USD 104.41M | 9.1 | 3.5% | 0.53 |
| 2022 | 2022-12-30 | USD 118.67M | 9.9 | 2.9% | 0.49 |
| 2021 | 2021-12-31 | USD 135.39M | 7.7 | 2.2% | 0.41 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 0.63 USD, yield 2.3%.
| Year | Dividends/share |
|---|---|
| FY2025 | 0.6 USD |
| FY2024 | 0.56 USD |
| FY2023 | 0.52 USD |
| FY2022 | 0.48 USD |
About SB Financial Group Inc
SB Financial Group, Inc. operates as the financial holding company for the State Bank and Trust Company that provides a range of commercial banking, trust and wealth management services, and title insurance to individual and corporate customers primarily in Ohio, Indiana, and Michigan. It offers checking, savings, money market accounts, as well as time certificates of deposit; automatic teller machines; and commercial, consumer, agricultural, and residential mortgage loans.
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Frequently asked questions
Is SB Financial Group Inc overvalued or undervalued?
Bullrun's valuation model currently marks SB Financial Group Inc as 33.7% undervalued.
What is SB Financial Group Inc's market cap?
SB Financial Group Inc's market capitalization is USD 169.29M.
What is SB Financial Group Inc's P/E ratio?
SB Financial Group Inc's price-to-earnings (P/E) ratio is 10.1.
Does SB Financial Group Inc pay a dividend?
SB Financial Group Inc has a dividend yield of 2.3%.
What does SB Financial Group Inc do?
SB Financial Group, Inc. operates as the financial holding company for the State Bank and Trust Company that provides a range of commercial banking, trust and wealth management services, and title insurance to individual and corporate customers primarily in Ohio, Indiana, and Michigan. It offers checking, savings, money market accounts, as well as time certificates of deposit; automatic teller machines; and commercial, consumer, agricultural, and residential mortgage loans.