Southside Bancshares Inc
Research Southside Bancshares Inc (SBSI) on Bullrun: valuation model: 9.4% overvalued, market cap USD 951.01M, P/E 12.6, dividend yield 4.6%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerSBSI
- ExchangeNYSE
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal9.4% overvalued
- Market capUSD 951.01M
- P/E12.6
- Dividend yield4.6%
- Financial periodQ2 2026
- RevenueUSD 71.01M
- Net incomeUSD 26.84M
- Free cash flowUSD 27.51M
Valuation Snapshot
Bullrun's latest valuation model marks Southside Bancshares Inc as 9.4% overvalued; latest market cap is USD 951.01M; P/E is 12.6; dividend yield is 4.6%.
Peer valuation comparison
Latest P/E is 12.56x versus a Financial Services sector median of 13.84x (9.2% below).
Latest dividend yield is 4.55% versus a Financial Services sector median of 3.86% (18.0% above).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 236.26M | USD 69.22M | USD 73.48M | n/a | 2.29 | USD 389.79M | USD 299.96M | USD 847.62M |
| FY2024 | USD 258.27M | USD 88.49M | USD 90.69M | n/a | 2.91 | USD 426.16M | USD 152.32M | USD 811.94M |
| FY2023 | USD 250.86M | USD 86.69M | USD 72.96M | n/a | 2.82 | USD 560.51M | USD 154.15M | USD 773.29M |
| FY2022 | n/a | USD 105.02M | USD 217.22M | n/a | 3.26 | USD 199.25M | USD 158.94M | USD 746.00M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 951.01M | 12.6 | 4.5% | 1.45 |
| 2025 | 2025-12-31 | USD 903.28M | 13.3 | 4.7% | 1.44 |
| 2024 | 2024-12-31 | USD 964.83M | 10.9 | 4.5% | 1.44 |
| 2023 | 2023-12-29 | USD 945.76M | 10.1 | 4.5% | 1.42 |
| 2022 | 2022-12-30 | USD 1.16B | 11.0 | 3.9% | 1.4 |
| 2021 | 2021-12-31 | USD 1.35B | 12.1 | 3.3% | 1.37 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 1.45 USD, yield 4.6%.
| Year | Dividends/share |
|---|---|
| FY2025 | 1.44 USD |
| FY2024 | 1.44 USD |
| FY2023 | 1.42 USD |
| FY2022 | 1.4 USD |
About Southside Bancshares Inc
Southside Bancshares, Inc. operates as the bank holding company for Southside Bank that provides various financial services to individuals, businesses, municipal entities, and nonprofit organizations. Its deposit products include savings, money market, and interest and noninterest bearing checking accounts, as well as certificates of deposit. The company offers consumer loan services, including 1-4 family residential, home equity, home improvement, automobile, and other consumer related loans;
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Frequently asked questions
Is Southside Bancshares Inc overvalued or undervalued?
Bullrun's valuation model currently marks Southside Bancshares Inc as 9.4% overvalued.
What is Southside Bancshares Inc's market cap?
Southside Bancshares Inc's market capitalization is USD 951.01M.
What is Southside Bancshares Inc's P/E ratio?
Southside Bancshares Inc's price-to-earnings (P/E) ratio is 12.6.
Does Southside Bancshares Inc pay a dividend?
Southside Bancshares Inc has a dividend yield of 4.6%.
What does Southside Bancshares Inc do?
Southside Bancshares, Inc. operates as the bank holding company for Southside Bank that provides various financial services to individuals, businesses, municipal entities, and nonprofit organizations. Its deposit products include savings, money market, and interest and noninterest bearing checking accounts, as well as certificates of deposit.